When choosing a bicycle insurance for my new pedelec, it was important to me to have contact persons in an insurance office that I can get in touch with directly in the event of a claim. Merely having to rely on an impersonal e-mail contact or a call center is not something I like when it comes to insurance.
With Bikesurance, I was advised in an extremely friendly and competent manner before taking out the insurance. All my questions, and I had quite a few, were answered in an understandable way. That's what won me over to this insurance broker. In addition, the price-performance ratio of the Ammerländer bicycle insurance seems fair to me. Now it remains to be seen how in a claim is actually helped or regulated - but I am confident that this will go well.
Yes, I have taken out a "fully comprehensive" contract for my e-bikes there. And I did so with full conviction. The benefits are top, the premiums are fair and the customer service is totally nice and nimble (more like 6 stars). It was almost fun to sign a contract. Now I hope that it works out just as great in the event of a claim (hopefully not!). So far, only to recommend.
Super fast response and handling of an insurance contract. From quotation
for my Pedelek to the conclusion of the contract was all uncomplicated and was done within a few minutes. Is absolutely recommendable 👍
I would have liked to take out bicycle insurance for my carbon road bike, but one only finds when reading the contract conditions closely that carbon bikes are excluded.
When asked why, I was told that carbon bikes are very expensive and therefore can not be insured. I cannot understand this reasoning, since the sum insured and also the premium depend on the value of the bike. My carbon road bike costs 4000€ and is not insured, but if I had bought an aluminum road bike for 4000€, I could have it insured. This is not conclusive.
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Profile active since 05/09/2019 | Last update: 18/05/2021
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