Do you earn above the compulsory insurance threshold (from 2024 this will be €69,300 p.a.) and are you still insured with the statutory health insurance fund?
Then you are a voluntary member of statutory health insurance and pay the maximum contribution (from 2024 approx. €1045 per month for health and long-term care insurance)
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Voluntary means that you can decide for yourself which health insurance system you want to be insured under. Statutory health insurance (GKV) or private health insurance (PKV).
Here are some IMPORTANT QUESTIONS that customers always ask me before taking out private health insurance:
👉 What are the main DIFFERENCES between statutory health insurance and private health insurance?
👉 Can private health insurance ALSO be financed WITH A FAMILY?
👉 Is it POSSIBLE to SWITCH BACK to statutory health insurance?
👉 What are the ADVANTAGES and DISADVANTAGES of private health insurance?
👉 Which REQUIREMENTS should or must be met in order to switch to private health insurance?
👉 How high will the CONTRIBUTIONS of my private health insurance be when I retire?
I'll give you answers to exactly these questions. So that you can make an informed decision about switching systems.
Only then should you look for suitable tariffs that meet your needs. My job is to translate the insurance German into a language you can understand.
MY MISSION
Hi, I'm Marcus, and as a private health insurance expert, I help employees and self-employed people with an income above the compulsory insurance threshold to switch to private health insurance safely.
***There are a few important things you should bear in mind.
Even if the advantages are obvious, switching to private health insurance is not always the best choice for everyone. But in my opinion, it would be negligent not to check your options if you have the opportunity.
Just write me a short message or book an appointment if you would like to discuss this.
Yours, Marcus
PKV. Honest & Transparent