The topic "insurance" does not exactly cause comfort for many consumers. Insurance companies primarily cost money, but only provide benefits if something should happen, or sometimes it is more than... questionable whether the projected benefits (e.g. in pension insurance, Riester pension, company pension plan, etc.) are actually fulfilled....so you can almost say that you are actually making a bet with the respective insurance company. Whether you then win, or the companies collect premiums for years and never have to provide a benefit, is uncertain.
Therefore, many clients ask themselves whether all these insurances, such as occupational disability insurance, pension insurance, household insurance, legal protection & Co. are needed at all.
This is where we come in. Below you will find a brief summary of how we structure our consulting services:
First of all, we discuss your current situation, family, professional, financial and create your personal actual status. This status is the basis for all actions and recommendations, because we can see exactly what is important to you, what is necessary and which insurance areas are completely superfluous. A small example: You can see from your status (concept) exactly in which phases of your life you will receive support from the state (e.g. incapacity to work, pension provision, etc.) and how much this support will be. Based on your wishes and concept, we can then see exactly whether or not there is a "gap" between benefits and your concept.
Only then do we see whether you have insurance for these "gaps" and check whether the benefits are sufficient, the deposited conditions are customer-friendly and whether the premiums are in a reasonable ratio.
As you can see, the procedure is similar to that of your family doctor, i.e. first the examination, then the diagnosis, followed by the treatment and after completion the continuous control.
You will receive all recommendations objectively, independently and individually tailored to your interests and requirements.
If we have aroused your curiosity a little, just give us a call or send us an email. We will be happy to answer your questions and show you our complete range of consulting services.
With one call we can start clarifying your questions.
Insuranceliability insurancehousehold insuranceresidential building insurancelegal protection insurancecar insurancepension insuranceold-age provisionRiester pensionprivate pensionRürup pensionbasic pensionstatutory pension insurancefund savings planendowment life insurancecompany pension planbAVcompany health promotionterm life insuranceaccident insurancehealth insurancestatutory health insuranceprivate health insurancesupplementary health insurancesupplementary dental insuranceoccupational disability insuranceand much more.
I am simply overjoyed with my insurance broker. I finally have someone who knows what he's doing and also loves his job. For me, the cooperation is simply brilliant. I have less work myself and in my claims, one phone call/message was enough and everything else was clarified.
The service is simply unbeatable, no matter if weekend, vacation or holidays, I can always reach my insurance broker.
That's a different story with the doctors;)
We have been living in our own feel-good home for almost 4 years now, made possible by Fred and his team. Construction financing, construction insurance, all tied up in a package. Saved us a few aisles back then and definitely spared our nerves (at least a little😉). Many thanks again to all colleagues involved👌
I was advised by Mr. Kulinna on the topics of private liability insurance, disability insurance, household and car insurance and found it very pleasant and informative. I especially liked the open and honest communication about which insurances make sense and which do not.
I have been a customer of Fred since 2011 and have never had any complaints. All my questions have always been answered and the contracts always looked at and sometimes changed if necessary. 2 insurance cases I had, has also worked great, I did not have to do much, has taken over everything Fred. All in all I am fully satisfied.
We were advised on construction insurance and all other necessary insurance in relation to our house. Understandable, different offers and all without pressure. Very pleasant conversations. The loan for house and yard has made his colleague, according to our wishes 3 offers were made, has immediately fit and we are a bit closer to our dream house. Therefore, many thanks for everything.
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Profile active since 29/06/2015 | Last update: 06/09/2022
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