Zapf FinanzManagement

Real estate financing, credit, building savings, financial brokerage, financial brokers

Contact information
Welcome to Zapf FinanzManagement, your independent mortgage broker in Geldern on the Lower Rhine.

A mortgage runs for 20, 30, or more years. Which bank is ultimately the right fit is rarely determined by the advertised interest rate, but rather...

Contact information

Zapf FinanzManagement
Hermann-Löns-Str. 1
47608 Geldern
Germany
Directions

Contact person
Ursula Zapf / Uwe Zapf

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Review from 15/08/2026  
5.00 out of 5
Excellent
Recommendation
Quality
Value
Services
Implementation
Consulting
Top competencies

Professionalism

5.00 out of 5
28 Reviews

Customer loyalty

5.00 out of 5
26 Reviews

Customer focus

5.00 out of 5
26 Reviews

281 Reviews on ProvenExpert.com

5.00 out of 5
Excellent
Recommendation
Advice, Friendliness, and Expertise
Show original
Customer review & rating for:
Zapf FinanzManagement
15/08/2026Anonymously
Zapf FinanzManagement Comment from Zapf FinanzManagement:
Your feedback helps us improve. Thank you very much for your positive review and for highlighting our helpful advice, friendliness, and expertise. We’re glad you’re satisfied with our service and hope to welcome you back soon. Please don’t hesitate to contact us with any questions or suggestions.
5.00 out of 5
Excellent
Recommendation
I am completely satisfied with the financial advice I received. The service was always reliable, professional, and very friendly. Whenever I had questions, someone was always available, and I received a clear answer quickly. All my requests were handled promptly and reliably. I felt well taken care of and taken seriously. I can recommend this financial advisory service with a clear conscience. Thank you very much for the excellent service!
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Customer review & rating for:
Zapf FinanzManagement
06/08/2026K.
Zapf FinanzManagement Comment from Zapf FinanzManagement:
Your feedback is important to us. Thank you very much, K. We’re very pleased that you were completely satisfied with our financial advice and felt well taken care of. The reliability, expertise, and friendliness of our team, as well as our prompt and clear responses to your questions, are particularly important to us. We’re delighted to hear that we were able to meet your needs.

Thank you very much for your time and trust.
5.00 out of 5
Excellent
Recommendation
We are absolutely thrilled with the outstanding advice we received! Mr. Zapf guided us from the very beginning with competence, reliability, and great dedication. Thanks to his efficient approach and professional expertise, we were able to secure the financing we needed without any problems and in no time at all.
We were particularly impressed by the transparent communication, his availability, and the feeling that we were always receiving the best possible advice. He took plenty of time to answer our questions and found a suitable solution for every challenge.

We would choose him again in a heartbeat and can recommend him without reservation. Thank you very much for the great support!
D. Hoppstock
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Customer review & rating for:
Zapf FinanzManagement
06/08/2026Daniel H.
Zapf FinanzManagement Comment from Zapf FinanzManagement:
Your feedback helps us improve. We’re pleased to hear that you’re so satisfied with the advice provided by Mr. Zapf and that you particularly appreciate his transparent communication and professional expertise. Your positive feedback regarding our prompt response and solution-oriented approach is very valuable to us. We will continue to discuss your comments as a team to continually optimize our service. Thank you very much for your recommendation and your trust in us. We appreciate your support.
5.00 out of 5
Excellent
Recommendation
Mr. Zapf has been advising me since 2000. He has always helped me quickly and easily. Thank you.
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Customer review & rating for:
Zapf FinanzManagement
23/07/2026Heike B.
Zapf FinanzManagement Comment from Zapf FinanzManagement:
Thank you very much, Heike B., for your positive feedback. We’re pleased to hear that Mr. Zapf has consistently been able to assist you quickly and easily since 2000. We greatly appreciate your trust in our services. If you have any further suggestions or requests in the future, please don’t hesitate to contact us. Thank you very much for your recommendation!
5.00 out of 5
Excellent
Recommendation
Excellent support and advice. Mr. Zapf is always available and addresses issues very quickly; prompt feedback
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Customer review & rating for:
Zapf FinanzManagement
07/06/2026Anonymously
Zapf FinanzManagement Comment from Zapf FinanzManagement:
Thank you very much for your positive feedback! We are pleased to hear that you are satisfied with the support and advice you received from Mr. Zapf and that you appreciate his availability and the speed with which he dealt with your concerns. Your praise is valuable feedback for our team. If you have any further suggestions or requests, please do not hesitate to contact us.
5.00 out of 5
Excellent
Recommendation
Professional, reliable, and fast. I’d definitely use them again.
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Customer review & rating for:
Zapf FinanzManagement
22/05/2026Pia K.
Zapf FinanzManagement Comment from Zapf FinanzManagement:
Thank you very much for your positive review, Pia K.! We are pleased to hear that you were satisfied with our service and appreciate our competence, reliability and speed. We look forward to welcoming you back at any time. If you have any future suggestions or requests, please let us know.
5.00 out of 5
Excellent
Recommendation
Competent, personalized advice and the delivery of the desired products. Fast and reliable service with the requested suppliers. You’re in good and honest hands here. I would use Zapf’s services again in a heartbeat.
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Customer review & rating for:
Zapf FinanzManagement
14/04/2026Anonymously
Zapf FinanzManagement Comment from Zapf FinanzManagement:
Thank you for your positive feedback. We are pleased to hear that you are satisfied with the personal advice and fast processing of our services. Your trust in Zapf means a lot to us and we look forward to continuing to support you in the future. If you have any further concerns or requests, please do not hesitate to contact us at any time.
4.90 out of 5
Excellent
Recommendation
Mr. Zapf has been assisting us for several years now. With the help of Mr. Zapf and his team, we have successfully completed several real estate purchases. Everything is handled professionally and exactly as we requested. We would recommend him without hesitation.
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Customer review & rating for:
Zapf FinanzManagement
27/03/2026V.
Zapf FinanzManagement Comment from Zapf FinanzManagement:
Thank you very much, V., for your positive feedback and the excellent rating. We are pleased to hear that you are satisfied with the real estate purchases and the support provided by Mr. Zapf and his team. Your recommendation is very important to us. If you have any further suggestions or requests in the future, please let us know. We look forward to continuing to support you.
5.00 out of 5
Excellent
Recommendation
Everything is taken care of for the customer from A to Z. —> "All-inclusive package" Mr. Zapf was always available and immediately took care of finding a customized solution. I was regularly provided with updates without having to ask for them and received competent and easy-to-understand answers to all my questions.
Highly recommended if you don't want to deal with the banks yourself.
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Customer review & rating for:
Zapf FinanzManagement
11/03/2026David F.
Zapf FinanzManagement Comment from Zapf FinanzManagement:
Thank you very much for your positive feedback, David F.! We are pleased to hear that you were satisfied with our "all-round carefree package" and the service provided by Mr. Zapf. Your appreciation for the regular updates and our support is greatly appreciated. We always strive to help our customers in the best possible way and are pleased that we were able to meet your expectations. If you have any further questions or need support in the future, please do not hesitate to contact us. Your trust in us is greatly appreciated.
5.00 out of 5
Excellent
Recommendation
We are now the fourth couple in our circle of friends to have financed a property with Mr. Zapf as our financial advisor, and we have already recommended him to others!
Mr. Zapf gave us very competent advice, patiently answered all our questions, and always responded very quickly. If we find ourselves in need of real estate financing again in the future, we would definitely want to do it with Uwe Zapf at our side again.
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Customer review & rating for:
Zapf FinanzManagement
19/02/2026S.
Zapf FinanzManagement Comment from Zapf FinanzManagement:
Thank you very much, S., for your positive feedback. We are delighted to hear that you and your friends are satisfied with Mr. Zapf as your financial advisor and appreciate his expert advice and quick response to your questions. We greatly appreciate your recommendation. Should you require further assistance with real estate financing in the future, we are always happy to help.
5.00 out of 5
Excellent
Recommendation
It was about another loan in addition to the house for a larger investment. Mr. Zapf was highly recommended, he is always available, and the approval for a loan is quite fast. Highly recommended
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Customer review & rating for:
Zapf FinanzManagement
18/12/2025Anonymously
Zapf FinanzManagement Comment from Zapf FinanzManagement:
Thank you for your positive feedback! We are pleased to hear that you are satisfied with Mr. Zapf and the loan approval process. Your recommendation is very valuable to us. Should you have any further questions or concerns in the future, please do not hesitate to contact us. We wish you every success with your investment!
5.00 out of 5
Excellent
Recommendation
I commissioned Zapf FinanzManagement with the follow-up financing of my own home and am more than satisfied with the entire process and result.
The matter was handled with the utmost professionalism and impressive speed right from the start. Mr. Zapf presented the complex topic of follow-up financing clearly and comprehensibly. The comprehensive market comparison is particularly noteworthy: I was not only presented with the current options, but also secured the best conditions on the market thanks to the independent advice, which enabled me to achieve considerable interest savings.
Communication throughout the entire process was transparent, responsive and always to the point. The entire process, from the first contact, was completely smooth and stress-free.
Anyone looking for competent, independent and results-oriented advice in the area of construction financing is in the very best hands with Zapf FinanzManagement. Unreserved recommendation!
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Customer review & rating for:
Zapf FinanzManagement
09/12/2025T.v. K.
Zapf FinanzManagement Comment from Zapf FinanzManagement:
Thank you, T.v. K., for your positive feedback on Zapf FinanzManagement. We are pleased to hear that you are satisfied with the follow-up financing process and the result. We very much appreciate your words about our professionalism and transparent communication.

We always strive to present our clients with the best possible options and are glad that you were able to benefit from the market comparisons. Your feedback motivates us to continue to provide a high standard of service.

If you have any further questions or concerns in the future, please do not hesitate to contact us. Thank you for your unreserved recommendation!
5.00 out of 5
Excellent
Recommendation
Very friendly advice! Absolutely uncomplicated. And fast payment. Many thanks again.
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Customer review & rating for:
Zapf FinanzManagement
29/11/2025Jenny S.
Zapf FinanzManagement Comment from Zapf FinanzManagement:
Dear Jenny S.,

Thank you very much for your great review! We are delighted that you were so satisfied with our advice and appreciated the uncomplicated process. Your kind words mean a lot to us and motivate our team. If you have any further questions or need support in the future, we will be happy to help you at any time!

Best regards,
Your team
5.00 out of 5
Excellent
Recommendation
I have now worked with the Zapf finance team several times and have been impressed every time. The team is extremely competent, reliable and works incredibly quickly. Their availability is excellent and you can tell straight away that they know their business. For me, it's an all-round positive experience every time. An absolute recommendation!
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Customer review & rating for:
Zapf FinanzManagement
22/10/2025Dominic da S.
Zapf FinanzManagement Comment from Zapf FinanzManagement:
Thank you, Dominic da S., for your positive feedback on our Zapf finance team. We are pleased to hear that you are satisfied with our competence, reliability and accessibility. We very much appreciate your recommendation. If you have any further suggestions or requests, please let us know. We look forward to continuing to work with you!
5.00 out of 5
Excellent
Recommendation
Mr. Zapf supported us throughout the entire process with great commitment, expertise and absolute reliability. He was always on hand with help and advice and dealt with all our concerns quickly, comprehensibly and in a solution-oriented manner. Thanks to his support, we were able to successfully implement two financing deals. Communication with him was always uncomplicated, friendly and professional. We feel we received the best advice from Mr. Zapf and can recommend him without reservation.
Show original
Customer review & rating for:
Zapf FinanzManagement
14/10/2025Anonymously
Zapf FinanzManagement Comment from Zapf FinanzManagement:
Thank you very much for your positive feedback. We are pleased to hear that you were satisfied with Mr. Zapf's support throughout the process. Your words of praise about his expertise and straightforward communication are very valuable. We appreciate your recommendation and look forward to assisting you in the future.
5.00 out of 5
Excellent
Recommendation
I have now taken out a car loan for the second time and was again extremely satisfied with the processing and friendliness.
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Customer review & rating for:
Zapf FinanzManagement
04/09/2025Anonymously
Zapf FinanzManagement Comment from Zapf FinanzManagement:
Thank you for your positive feedback on your car loan. We are pleased to hear that you were satisfied with the processing and friendliness. We greatly appreciate your recommendation and are happy to take note of it. Should you have any further queries or concerns in the future, please do not hesitate to contact us at any time.
5.00 out of 5
Excellent
Recommendation
We are very satisfied with the competence and fast, uncomplicated processing. The communication between us and Zapf FinanzManagement was really flawless. If you need reliable advice, you've come to the right place. This is now the fourth time we have worked with Zapf FinanzManagement and it certainly won't be the last. A very clear recommendation.
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Customer review & rating for:
Zapf FinanzManagement
03/09/2025Anonymously
Zapf FinanzManagement Comment from Zapf FinanzManagement:
Thank you for your positive feedback! We are pleased to hear that you are satisfied with our expertise and fast processing. We greatly appreciate your experience with communication. We are proud that you have already worked with Zapf FinanzManagement several times and look forward to continuing our successful cooperation in the future. Should you have any further suggestions or requests, please do not hesitate to contact us at any time.
5.00 out of 5
Excellent
Recommendation
I have now used ZapfFinanzmanagement for several financing projects, from car to real estate financing.
The support was always fast, efficient and friendly.
Even after signing the contract, you can always get in touch with questions and receive competent support.
I would seek advice again at any time.
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Customer review & rating for:
Zapf FinanzManagement
01/09/2025L.
Zapf FinanzManagement Comment from Zapf FinanzManagement:
Thank you for your positive feedback, L. We are pleased to hear that you are satisfied with our vehicle and real estate financing services. We very much appreciate your words about the fast and cordial support. We always endeavor to offer our customers support even after the contract has been signed. If you have any further questions or need advice, please do not hesitate to contact us. We look forward to accompanying you in the future.
5.00 out of 5
Excellent
Recommendation
I was more than satisfied, they looked for targeted solutions to every problem, the advice was great and understandable and the availability was also top! I really have nothing to complain about, I can really recommend Zapf FinanzManagement to everyone.
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Customer review & rating for:
Zapf FinanzManagement
17/07/2025Emilia U.
Zapf FinanzManagement Comment from Zapf FinanzManagement:
Hello Mrs. Unger thank you very much for the great review
5.00 out of 5
Excellent
Recommendation
Mr. Zapf gave me excellent advice. Despite a few complications, he did everything he could to make the financing possible. Very reliable, committed and competent - I felt that I was well looked after at all times.
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Customer review & rating for:
Zapf FinanzManagement
17/07/2025Giuseppe G.
Zapf FinanzManagement Comment from Zapf FinanzManagement:
Thank you, Giuseppe G., for your positive feedback. We are pleased to hear that Mr. Zapf provided you with excellent assistance and that you felt well looked after throughout the process. Your satisfaction is important to us and we appreciate your recommendation. If you have any further suggestions or questions, please do not hesitate to contact us.
42 Reviews from
3 other sources
4.91 out of 5
Excellent
5.00 out of 5
Excellent
22 reviews on KennstDuEinen
 
02/11/2025
4.90 out of 5
Excellent
12 reviews on Google Maps
 
03/05/2026
4.70 out of 5
Excellent
8 reviews on Facebook
 
24/05/2025
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* All reviews and experiences about Zapf FinanzManagement are the subjective opinions of those who compose and submit them  |  The profile owner is responsible for the contents of this page  |   Profile active since 06/11/2015  |  Last update: 01/09/2026   |  Report profile

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