We are an independent insurance broker in Melsungen and advise you online and offline on all common private and commercial insurance topics.
It all starts with thrift ...It all began in 2003 on a swivel chair without a backrest in front of an IKEA desk, and with a rusty sun lounger in the yard. We had a lot of free time, as the customer base was zero. It's a different story today, of course. And without the competent and friendly cooperation of our colleagues Andrea Bauer and Moritz Liebeck, Misch & Wipprecht GmbH would be unthinkable!
Olaf Misch
is an insurance specialist (BWV), has been an insurance broker since 2003 and Managing Director of Misch & Wipprecht GmbH, your independent insurance broker in Melsungen, since 2015. Regular training in financial mathematics with Bernd. W. Klöckner and Prof. Dr. Kriebel. Licensed user of the fb-xpert consulting program from Franke und Bornberg Research GmbH; meets the requirements of the EU Insurance Mediation Directive for consulting documentation. Expert for company pension schemes (DMA) since March 2012.
Andrea Bauer
is an insurance saleswoman and your contact person in the back office. After almost 25 years at Volksfürsorge, she gained professional experience in the back office at insurance brokers and insurance agencies. Today, Ms. Bauer is your contact if you want to report a claim or make changes to your contract.
Anne Misch
is a specialist insurance advisor and well versed in the areas of personal insurance. Employment insurance and health insurance certainly play a major role here. But she is also well versed in everyday property insurance.
Marc Wipprecht
is a financial consulting specialist and was an insurance broker. He left the company on 01.09.2015 and the companies Olaf Misch Versicherungsmakler and Marc Wipprecht GmbH became Misch & Wipprecht GmbH, whose managing director is Olaf Misch.
Misch & Wipprecht GmbH
is a member of the Arbeitsgemeinschaft unabhängiger Versicherungsmakler e.V. - AUV and germanBroker.net-AG. Our social commitment includes the Nordhessencup, the fun run series in northern Hesse, which we support financially, and the Kassel Marathon.
The ProvenExpert Quality Seal is awarded to service providers who have received at least 10 customer reviews with a recommendation rate of 90% or higher.
I completed my one-year internship for my A-levels at the company and can only recommend working there. It was easy for me to complete my tasks as I always received help. The working atmosphere is very relaxed as both the boss and my colleagues are very nice and helpful. For me it was also the best internship I have completed so far, you rarely hear that, but I was also looking forward to working there more than going back to school, because I got on very well with everyone and got a helping hand with every problem.
We had a great time reading your review! It's always nice to see that our interns not only take away specialist knowledge, but also a sense of humor. Your comment shows that you not only enjoyed the working atmosphere with us, but also struggled under the challenges of autocorrect at night. Who hasn't?
Even though your great spelling creations put a smile on our faces, your feedback shows that our concept works: there's no substitute for a relaxed, helpful working atmosphere in which you feel comfortable - except perhaps an even better coffee machine (we're working on it!).
We're pleased that you felt more at home with us than at school - although that probably wasn't particularly difficult either. But seriously, it's great to hear that you found your internship with us to be the best yet. That's the best praise for us!
As a certified training company, it is important to us to give young people like you the opportunity to gain practical experience. Even if it sometimes takes effort and is perhaps not always the greatest economic benefit, it is priceless for us to see how our interns and trainees develop and progress. Your evaluation encourages us to continue on this path.
So, dear future interns and trainees, if you would like to develop in a team that supports you not only professionally but also personally, you've come to the right place - spelling mistakes are not an obstacle, but just another field of learning. We look forward to meeting you!
Best regards,
The team from insurance broker Misch & Wipprecht GmbH
To put it simply, Misch & Wipptecht, is down-to-earth - very friendly - competent - flexible - high quality and experience as well as, everything is made possible that the customer is satisfied and happy about it!!! And a very high level of constructive communication and cooperation!!! 0 - 10, 10 points
Good morning and thank you very much for your fantastic review!
We are delighted with your positive feedback and your appreciative words. The fact that you describe us as down-to-earth, competent and flexible fills us with pride, because these values are at the heart of our insurance brokerage. We do everything we can to offer our customers individual and high-quality support - even if, as in your case, we sometimes have to look beyond our digital horizons.
We are particularly pleased by your mention of our "high level of constructive communication and cooperation", as it confirms that our efforts to not only broker insurance policies but also maintain genuine partnerships are successful. This personal contact is extremely important to us and we are delighted that you see it that way.
We are aware that many people have the impression that insurance brokers are primarily interested in their commission. But for us, the customer is the focus. Our mission is to work with you to develop the best possible solutions that offer you security and satisfaction - regardless of whether this is done digitally or traditionally.
The fact that we have been able to respond to your needs and wishes, even if they do not always fit into our "digital grid", shows that our flexible approach works. Your satisfaction is our greatest concern, and we are delighted to hear that we have been able to satisfy you in every respect.
Thank you again for your 10 out of 10 points! Your words are both a motivation and an incentive for us to continue to be there for our customers with passion and commitment. Should you have any questions or concerns in the future - we are always there for you, whether digitally or in person!
With best regards,
Your team from Misch & Wipprecht
Thank you for your positive feedback! We are delighted that we were able to process your claim quickly and efficiently. As an insurance broker in Melsungen, we combine the best of digital speed and personal advice. Our digital tools allow you to report and process claims quickly, while our dedicated team is always ready to assist you personally and respond to your individual needs. To readers who are not yet with us: Discover the difference a modern, customer-focused insurance brokerage can make. Visit us at www.misch-wipprecht.de for more information or to contact us directly. We are here to help you - quickly, easily and always personally.
Of course, we understand the concerns that are sometimes expressed about insurance brokers. But we are far removed from the stereotypes of "door-to-door salesmen" and "commission vultures". Our aim is not simply to broker policies, but to find the most suitable and fairest insurance solution for each of our clients. Our advice is based on transparency, integrity and a deep understanding of our clients' individual needs.
We are convinced that good advice should not be based solely on earning commission. Instead, we focus on long-term relationships built on trust and satisfaction. Our experts take the time to explain all the options to you and weigh up the pros and cons so that you can make an informed decision. We are proud that our customers see us as trusted advisors who help them navigate the often complex world of insurance.
Visit us at www.misch-wipprecht.de, or at our office in Melsungen, to find out more about how we can help you find the best insurance solution for your needs, with no pressure and a focus on what's best for you. We're here to help you look to your future with confidence and protection - safe in the knowledge that you're properly insured.
Thank you very much for your kind review! We are very pleased that you are satisfied with our service and our team. It is important to us to always offer our customers a fast and professional service.
However, we regret that there have been delays in processing your claim. Your patience and understanding during this time is very important to us and we thank you for your cooperation.
Regarding your comment on price, we would like to point out that we always strive to provide our customers with the best possible offers. We understand that the cost of insurance is an important consideration and we take your feedback on this seriously to ensure that we continue to offer fair and competitive prices.
We would like to take your review as an opportunity to explain our profession. Because, unlike the taxpayer-pampered consumer advocates, we believe we have an important job to do:
Individual advice and customized solutions: Insurance brokers offer personalized advice tailored to the specific needs and risks of their clients. In a world where life circumstances and risks are constantly changing, it is vital to have access to tailored insurance solutions that meet current needs.
Market knowledge and variety of offers: Insurance brokers have extensive market knowledge and access to a wide range of insurance products from different providers. This enables them to offer their clients a variety of options and ensure they get the best possible cover at competitive prices.
Complex risk analysis and advice: Insurance brokers are able to perform complex risk analysis and make sound recommendations to their clients to protect their assets and business interests. In an ever-changing risk landscape, it is crucial to have a trusted partner at your side to help identify and manage risks.
Personalized service and claims support: Insurance brokers provide personalized service and support throughout the insurance process, including claims handling. In times of stress and uncertainty, it is reassuring to know that you can count on a competent partner to help you deal with claims.
Trust and independence: Insurance brokers act in the interests of their clients and are independent of individual insurance companies. This independence enables them to offer objective advice and ensure that their clients' interests always come first.
Overall, insurance brokers play a crucial role in helping private and commercial clients protect their assets and protect themselves against risk. Their individual advice, market knowledge and personal service make them indispensable partners in an increasingly complex and uncertain world.
Thank you again for your trust and recommendation! We are always at your disposal and look forward to providing you with the best possible support in the future.
Great, you are the one who responded the fastest to our review! Probably based on your impression of our speed. Our processes have become increasingly digital and faster in recent years. However, this is always subject to one condition: we also want to be perceived as human insurance brokers and be accessible. We are increasingly succeeding in this, but also in connection with first-class staff. There may be a gap here in the near future that we need and want to close. We are already working on this construction site today. Because we want to be among the fastest tomorrow. Thank you very much for the extremely positive feedback.
As an independent insurance broker, we are not only sellers but often also advisors. And so it happens that we are also asked for advice on claims when the contract is not even managed by us. In this case it was the case that a relative of yours caused a damage and was not sure whether the representative of his insurance company would actually help him to settle the claim or perhaps rather go into denial. Based on our experience, we were of course able to quickly and easily create the correct wording for you. Mind you: This is not about insurance fraud but only about setting up a damage report in such a way that it comes to a quick settlement without further inquiries.
At this point we would like to come back to the topic of fee-based consulting. The legislator, in persona represented by the consumer protection living from tax money, insinuates us gladly that we are only commission-oriented on the way and do not help our customers, but them simply only the most expensive possible products andrehen would like this insinuation refers not to us as special company but to the occupation of the independent insurance broker generally. If we worked on a fee basis, we would have been allowed to write a nice round of invoices for this advice here. It is a mystery to us why an institution that is suckled by the taxpayer should deign to criticize others in the way they work and, above all, in the way they earn money. Unlike the consumer protection agencies, our company pays taxes. We were happy to offer our support in this case as well. This will continue to be the case in the future, and to ensure that it stays that way, we hope that our independent and consumer-oriented business model will no longer be pilloried for being artificially hyped up.
Timely, that is the buzzword in today's world. Not everything and anything can always be done immediately and satisfactorily. After all, as an insurance broker in Melsungen, we are only the relay between you and the insurer, so to speak. And at the moment the insurer is in a very tight spot as far as prompt processing is concerned. It's nice that you find our service, especially in the area of claims processing, to be positive. This is further proof that we are not only commission-oriented, as is always claimed by consumer protection. We work on a commission basis and must provide support in the event of a claim, free of charge. If we had to work on a fee basis, this extensive damage case would certainly have triggered a bill in the three-digit range for you. One can only advise the politicians, who criticize us day in and day out, to introduce the commission model themselves. Remuneration only on a success basis and no special income or additional income. As independent insurance brokers, we are convinced that many things would then run better in our country.
Competent very friendly consultant. Right at the beginning I had a property damage and that was quickly and objectively taken over 👍only to recommend.
Many thanks
We are glad that we could prove to you so quickly what we do. Even if, of course, it's no fun for anyone to have to report a claim just one day after the start of the insurance. In the meantime, the processing of claims is taking on certain proportions, even for us as an independent insurance broker in Melsungen. Storms in June alone led to an unprecedented amount of work. And this trend continues. As long as the legislator allows us to broker contracts against commission, we are responsible for providing support in the event of a claim. And this without additional costs for you. If at some point the commission brokerage ceases and we have to provide advice on a fee basis, you will then also receive an invoice from us in the event of a claim. But we do not want to earn money from your claims. Therefore, the service provided to you does not hurt us. The only loser is the state, because if we do not write an invoice, there is no sales tax. It is not the commission that annoys the state, but the lack of revenue. Let us not be misled. Our commitment, as your case has shown once again, is outstanding. Even without invoicing. And we have not yet received any commission for your contract. Our opinion: Let's continue like this, we cannot see any disadvantage for our customers due to the commission model.
Especially helpful the detailed info (my freestanding WäPu is not insured by my current building insurance at all!) - prompt
Reaction and execution very well!
R. Schl.
With your review you have enabled us to celebrate a small anniversary, namely you have written the 250th review about us as an independent insurance broker in Melsungen. But why are we so happy about this? Because this evaluation shows once again that we and the vast majority of our colleagues quality brokers are not concerned with making a quick buck, but with providing correct advice and meeting the customer's requirements. Politics and consumer protection may disagree; unlike these circles, we know exactly what we are doing. And we are proud that you see it that way, too. We enjoy doing our job. It's nice to know that our customers feel the same way. Thank you very much for your feedback.
We are very pleased that you rate our work as an independent insurance broker so positively. All the more so, since in your case, in a certain sense, it was not a big deal, but a current and important one. But we do not know any gradation between our services, even though this is generally assumed by politicians and consumer protectionists. Our mission is customer satisfaction. Of course, we can't always succeed, but at least we always try.
In June, we had to deal with enormous storm damage in the middle of Germany, and the number of claims that had to be processed by our office was, and still is, beyond anything we have ever seen before. That is why we consistently rely on digital processes, which has led to your satisfaction. Therefore, thank you very much for this positive feedback.
This rating sums up our main goals: good information, easy to reach, immediate feedback. Okay, in itself we strive for more: very good information, best accessibility, immediate feedback. But independent insurance brokers are only human. And despite our largely digitalized day-to-day business, in the end there are still people involved in processing your insurance policies. And those people are constantly trying to improve. Many areas of our business are very complicated and require immense knowledge. No matter whether it is disability insurance, health insurance, old-age provision or the insurance of a heat pump: In the end, we bundle expert knowledge and technical implementation into a concept that should inspire you. As many evaluations here show, we are increasingly succeeding in doing so, and we are a little proud of that. Perhaps I ever do various, particularly critical consumer protectors times of our evaluations and think about what undifferentiated way of looking at their blanket condemnation of our profession represents and whether they do not thereby the intelligence and independence of our customers a bad report card.
We can gladly return that so: Again and again with pleasure and very nice contact! We were happy to work here. It was a matter that had to be dealt with quickly. We implemented it promptly. We are particularly pleased that you value our digital work. Inquiry, offer, application, documentation, power of attorney... everything is fast, digital and simple. This saves you and us a great deal of time and effort. Thank you for the extremely friendly feedback, because of a service that we were able to provide almost exclusively digitally for you.
Thank you very much for this extremely positive feedback. We strive to provide the best possible service on our part. We are particularly pleased that this is recognized by you. Especially in view of the fact that we have no influence on the working speed of the insurance companies. And this is not always the best. Our industry is also often exposed to high peak loads at certain points, which then have to be dealt with in one fell swoop. The storm in Kassel at the end of June alone caused us to double our working hours within a week. Mind you, this is for services for which we do not write an invoice. After all, we are paid by the insurer on a commission basis. What is so often complained about by consumer protection has a great advantage for our customers, especially in this situation. After all, anyone who has suffered natural hazard damage expects help, not an invoice! We have also given everything in this situation, as you have so beautifully confirmed. Therefore, thank you very much for taking the time to do so.
The entire team is always very friendly and helpful, responds promptly and always works in a solution-oriented manner in the interests of the customer. Even in complex situations, especially in the case of claims, Mr. Misch and his staff are always there to help and advise the whole family. Many thanks
Thank you very much for these very motivating words! We want to do everything we can to keep it that way and even better. You write, we work immediately, friendly, helpful etc.. Actually, this is a miracle, since we insurance brokers are always accused of the opposite by politicians and consumer protectors, in combination with greed for commission. If it were really so, we would not be allowed to lift a finger, if it concerns assistance with damage. It is nice that we can prove again and again that it is quite different. And it's nice that you see it that way, too. Thank you for your feedback, it spurs us on!
Very personal and courteous approach to the customer. I feel very well advised because I don't have the feeling that I'm getting a quick 0815 insurance policy. The advice is therefore individual and customer-oriented. Gladly again.
Thank you very much for this feedback. We would like to explain a little about how this came about. Contrary to the politically motivated opinion that we insurance brokers are only after the quick business with the highest commissions, we (and most of our colleagues) work for the benefit of the customer. Your insurance problem was solved incorrectly and not at all by the consultant of the existing insurance company. The provider allegedly did not offer a solution for the insurance coverage you wanted. We know the provider's products and we know that he was able to provide you with a solution. We have prescribed the relevant request to you. And lo and behold, it does work! You will now come to us for the next option. But first, you have the, important, insurance coverage you want. And immediately. We are glad that we could help you and thank you very much for your feedback.
They go to incredible lengths to negotiate the best for their clients, think of all the details. I am so happy to have found this company and recommend them wholeheartedly.
Every relationship is based on a certain reciprocity, including the one between insurance broker and client. We can answer wholeheartedly: We are also glad that you found us (but actually it was the other way around). But how could it be otherwise? As you describe us, so we experience you in your business. Your patients are lucky to have you. And that's why we fit so well with you :)
We are especially pleased that you mention our attention to detail. Because this is exactly where the criticism of consumer protection agencies for our industry always starts: We are allegedly not concerned with details but with horrendous commissions. Again proof that this undifferentiated view is completely out of touch with reality. Or think of the request you made to us from your family circle. A deal from which we advised against (for the protection of the customer), although a high commission would have accrued for just this kind of contract. For all these reasons, thank you once again and here's to a successful future together!
We insurance brokers are accused by consumer protection agencies of selling for profit. The main thing is the highest commission, we don't care about the customer. I can only smile wearily at these small-minded insults. And the praise expressed here is a slap in the face to all our so-called critics: Because with this consultation commission played no role. Rather, we advised the customer against a transaction (which was profitable for us), for his safety. And that is why we would like to take this opportunity to express our special thanks for this feedback.
Thank you for this positive feedback! There are actually enough experts. Only some are not allowed to do what they want. This brings up the question of what we are actually doing. And why?
What can you expect from Misch & Wipprecht GmbH as your agent and consultant?
- comprehensive market overview
- regular training on the topic
-The topic is discussed as a solution to the customer's needs and documented as such.
- market comparison takes place
- special concepts
- Remuneration is made by the insurer through commission - we do not write you an invoice
- You have 24/7 access to your contracts and documents via our end customerAPP
- We are reachable by phone, no call centers, no external offices
- no participation in sales competitions
- no sales targets or minimum sales
- Service in the aftermath of contract management is obligatory, as we receive a small maintenance commission from the insurer
The qualities of reliability and professionalism once again apply to our colleague Andrea Bauer. In your case, she also checked again after work to make sure everything was in order. Many thanks for the extremely positive feedback.
For us, Mr. Misch and his team have been a competent and friendly contact in matters of insurance and claims settlement for decades.
Thank you says www.auf-sicher.de
All reviews and experiences about Flixmakler GmbH are the subjective opinions of those who compose and submit them | The profile owner is responsible for the contents of this page |
Profile active since 09/05/2019 | Last update: 10/03/2024
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We had a great time reading your review! It's always nice to see that our interns not only take away specialist knowledge, but also a sense of humor. Your comment shows that you not only enjoyed the working atmosphere with us, but also struggled under the challenges of autocorrect at night. Who hasn't?
Even though your great spelling creations put a smile on our faces, your feedback shows that our concept works: there's no substitute for a relaxed, helpful working atmosphere in which you feel comfortable - except perhaps an even better coffee machine (we're working on it!).
We're pleased that you felt more at home with us than at school - although that probably wasn't particularly difficult either. But seriously, it's great to hear that you found your internship with us to be the best yet. That's the best praise for us!
As a certified training company, it is important to us to give young people like you the opportunity to gain practical experience. Even if it sometimes takes effort and is perhaps not always the greatest economic benefit, it is priceless for us to see how our interns and trainees develop and progress. Your evaluation encourages us to continue on this path.
So, dear future interns and trainees, if you would like to develop in a team that supports you not only professionally but also personally, you've come to the right place - spelling mistakes are not an obstacle, but just another field of learning. We look forward to meeting you!
Best regards,
The team from insurance broker Misch & Wipprecht GmbH