A shocking result in the revocation of a loan agreement to finance a car
Start of the revocation was September 2021 - end of the misery was May 2024. Due to the advertising, I had asked very carefully and mentioned 7 points under which conditions I would make the revocation at all. 2 of these points were:
5. before revocation, please first check whether it makes sense at all.
6. before taking legal action, please first check whether my legal expenses insurance provides cover.
It is certain that the fifth point was not made, i.e. my submitted documents were not checked, because if this had been done, there would never have been a revocation and, as a result, a lawsuit against the bank.
After all the preliminaries, I finally had to hand over the vehicle to the bank. After checking the documents with the bank, the bank wrote to the law firm and me that it was not a joint transaction and that I should pick up the vehicle again.
I was very unsettled, but the law firm reassured me that it wasn't a problem... the bank couldn't win the case.
Now the car has been with the bank for almost 2 years, my material damage is in the 5-digit range, the car has been picked up again and further loss on sale is inevitable.
Reaction from the law firm: Tough luck, unfortunately we lost the case. At least the law firm made a good profit.
All in all, very poor communication, documents that don't arrive and no empathy for the client.
My advice to everyone else: Only use a lawyer I can sit across the table from.
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Translation
Thank you very much for your kind words, which we are happy to pass on to our colleagues. We are very pleased that we were able to guide you successfully through your proceedings. Please feel free to contact us at any time if you need further legal advice, we are here for you!
Yours sincerely
Your law firm Gansel Rechtsanwälte