Stephan and Tom are very responsive to personal needs and wishes, they take the time to understand and explain the current insurance situation so that the customer develops their own lasting knowledge. As a customer, I am guided in a friendly and open manner, given topics to decide on freely and am allowed and able to keep everything in my own hands. I feel that I am being advised at eye level, in a modern and focused way, without any pressure to sell - because that is the decisive fair difference: with a fee-based advisor like Stephan and Tom, I pay transparently for the advice - there is no chase with me for commissions and contracts. Also, not everything I already have is automatically bad. It is the transparent business model paired with the open approach and the extremely helpful guidance that appealed to me and made me very happy. I look forward to further support in my life phases.
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U ̄ ̄U .....THANKSÖ