Academic Concept

Independent financial advice

Contact information
In 2012 Academic Concept was founded with the aim to offer my clients the best possible, competent and independent advice in the areas of "career" and "finance". This goal is possible due to many years of experience, continuous training and complete independence from any banks, insurance companies or financial services companies.

Contact information

Academic Concept
Rheinstrasse 4i
55116 Mainz
Germany
Directions

Contact person
Marc Melles

Websites

100% Recommended
5 stars 71
3 stars 0
2 stars 0
1 star 0
Excellent (4.88)
Top competencies

Professionalism

4.94 out of 5
36 Reviews

Diligence

4.97 out of 5
35 Reviews

Availability

4.97 out of 5
35 Reviews

78 Reviews on ProvenExpert.com

4.86 out of 5
Excellent
5.00 out of 5
Excellent
Recommendation
I have been a customer for more than 20 years - during this time my financial and family circumstances have of course changed a lot - child, building a house, job change....

Marc Melles has supported me throughout this time in adapting my long-term provision to the new situations, including contracts already in force from liability to Riester. In contrast to other providers, I never had the feeling that the focus was on an in-house product, but rather on my individual situation.

Since I now live in southern Germany, the appointments tend to take place virtually, which is not a disadvantage given the parking situation in Mainz.
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Customer review & rating for:
Academic Concept
15/10/2023T.
4.66 out of 5
Excellent
Recommendation
My experience with Academic Concept is that I can ask all my questions and get answers in a way that helps me to understand even complex topics well. In that way I am able to make important decisions regarding insurances knowing the options and important points as well as any risks. My concerns matter to them and are taken seriously. I trust their grand expertise very much and appreciate the time they make for me whenever I have questions or concerns.
Customer review & rating for:
Academic Concept
09/10/2021Daniela K.
5.00 out of 5
Excellent
Recommendation
I have felt well advised at Academic Concept so far. Mr. Melles is very friendly and interested in finding the best possible offer for the customer. I particularly like that the individual life situation is taken into account and that there are many different providers and products to choose from.
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Customer review & rating for:
Academic Concept
15/06/2021Judith M.
5.00 out of 5
Excellent
Recommendation
I have known Mr. Melles for a number of years now and have always sought his advice on pension and insurance matters. Mr. Melles has always given me the feeling of wanting to fully understand my situation and I have always felt extremely objectively advised. Since my employer offers in-house insurance consulting, I have always been able to talk openly with Mr. Melles about the comparative offers and he has helped me find the best offer for me.
I can highly recommend the advice provided by Academic Concept.
Whether by phone or on site, Mr. Melles is always friendly and extremely professional.
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Customer review & rating for:
Academic Concept
07/02/2021André G.
4.83 out of 5
Excellent
Recommendation
Academic Concept always deals quickly and reliably with all questions, concerns and wishes relating to insurance and retirement planning. I have felt very well advised for several years.
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Customer review & rating for:
Academic Concept
07/02/2021Anonymously
5.00 out of 5
Excellent
Recommendation
I have been with Mr. Melles since the beginning of my working career. When I have questions, everything is always explained to me in great detail and I have always felt treated fairly and can trust him. That is why I have also taken out life insurance and occupational disability insurance, as well as liability insurance through him. I am very satisfied.
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Customer review & rating for:
Academic Concept
09/01/2021Malte H.
5.00 out of 5
Excellent
Recommendation
I received very good advice from Academic Concept on the subject of retirement provision. The advice was very professional and my questions were answered in detail. Another positive aspect is the independence from individual insurance providers, which meant that I was able to find offers that suited me.
Therefore, thanks to Mr. Melles, I feel well positioned in my retirement planning. Recommendable.
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Customer review & rating for:
Academic Concept
31/12/2020B. J.
5.00 out of 5
Excellent
Recommendation
The advice is competent and always up to date. I was previously with another company and by chance I came to Academic Concept and learned what I had not been told before. The advice is always in the interest of the customer and my contact person is in touch regularly. I am so satisfied and grateful and always recommend it to my friends. Thank you very much and kind regards from Jacqueline Fleischer
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Customer review & rating for:
Academic Concept
16/12/2020J.
4.80 out of 5
Excellent
Recommendation
I was professionally advised about pension offers from all providers and a suitable offer was created based on my profile and my wishes. In the event of a change of circumstances, such as a move abroad, sensible suggestions were made to adapt the contracts accordingly. Changes were always made to my complete satisfaction.
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Customer review & rating for:
Academic Concept
13/12/2020R.
4.20 out of 5
Good
Recommendation
Very good comprehensive advice. Personal life situations are taken into account and the benefit package is adapted. Among other things, this is done through regular discussions that review the current situation.
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Customer review & rating for:
Academic Concept
24/11/2020R. U.
5.00 out of 5
Excellent
Recommendation
Some points I could not answer, because I have no experience here. Overall, however, I have always felt in good hands with Academic Concept! I have the feeling that Marc Melles always advises to the best of his knowledge and belief, he listens patiently, takes the time to explain more difficult issues and has thus found a suitable solution for me. In my case, this was my occupational disability insurance & basic pension at the time. Thumbs up!
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Customer review & rating for:
Academic Concept
20/11/2020Hella L.
4.78 out of 5
Excellent
Recommendation
Mr. Melles has an excellent knowledge of the financial and insurance sector and offers his customers tailor-made solutions. As a couple, we have been receiving advice from Mr. Melles on retirement planning and protection for many years now, and have always been extremely satisfied. He takes the time to get to know his clients and understand their personal situation and wishes before offering proposals. These are always attractive and have stood the test of time. We are happy to recommend Mr. Melles!
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Customer review & rating for:
Academic Concept
19/11/2020R. S.
4.80 out of 5
Excellent
Recommendation
It was only through Academic Concept that I became aware of the urgent need for financial security for my workforce. The consultation was very professional, all questions were answered in detail and calmly, and my own wishes were taken into account. I particularly like the independent advice. In the end, you are recommended the product that suits you best.
If you reject a product or consider it unnecessary, they don't try to sell it anyway.
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Customer review & rating for:
Academic Concept
14/11/2020C.
4.13 out of 5
Good
Recommendation
I know Marc Melles as a committed, open person and insurance partner. Targeted needs of the customer are listened to, flexible adaptation to digital appointments in times of Corona are possible.
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Customer review & rating for:
Academic Concept
12/11/2020S.
5.00 out of 5
Excellent
Recommendation
I started consulting with Academic Concept at the end of my studies, because I had little relation to insurance-related topics and wanted to inform myself sufficiently before entering the working world. During the consultations, I was given valuable tips on, for example, sensible and less sensible insurance policies (for my personal situation).
During the consultation - which was also possible online in accordance with Corona - I felt understood and my situation was taken into account, and there was always an attempt to clarify questions and close information gaps. I found the consultation to be well structured and understandable.
In addition, topics such as salary negotiations were also addressed, which are very helpful, especially for career starters like me.
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Customer review & rating for:
Academic Concept
11/11/2020Annika H.
5.00 out of 5
Excellent
Recommendation
I can always recommend Academic Comcept to graduates. You get all the info about salary negotiation, application documents, insurances...
Je suis un étudiant Africain qui a étudié en Allemagne et je conseillerai tous les étrangers de ce faire conseiller chez Academic concert. Après mes études elle m'a facilité recherche d un emploi ingénieur. Elle m'a aussi conseillé sur les assurances .
Make a tour et vous ne serrez pas déçu

Thank you for everything
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Customer review & rating for:
Academic Concept
06/11/2020B.
5.00 out of 5
Excellent
Recommendation
I was able to get to know Marc Melles - Academic Concept after the end of my bachelor studies. He took a lot of time to advise me on the topics relevant to me at the moment - from feedback on my application portfolio, to important aspects of salary negotiations.

I have found him to be a very reliable, trustworthy, competent advisor and have always felt in good hands.

In the course of my master studies I will definitely use his services again, regarding the complex focal points, financial planning and hedging.

I can unreservedly recommend Academic Concept - Marc Melles and would like to thank him for his pleasant advice so far!
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Customer review & rating for:
Academic Concept
05/11/2020Jennifer J.
4.62 out of 5
Excellent
Recommendation
Marc is always friendly, competent and tries to understand the customers needs. With his help I was able to find insurance and financial products suited to my lifestyle and my future plans. I can definitely recommend working with him.
Customer review & rating for:
Academic Concept
04/11/2020E.
5.00 out of 5
Excellent
Recommendation
I've been with Marc Melles (Academic Concept) for a few years now and have been very satisfied so far. Marc approached me after my bachelor's degree and explained the advantages and pitfalls of insurance in detail, objectively and free of charge in the course of several consulting sessions. He was not pushy and gave me enough time to think about whether and which insurances are useful for me. He was also able to show me alternatives if certain insurances were not applicable for me (e.g. I was not able to take out an occupational disability insurance at that time). Since then, he certainly and quickly takes care of my insurances and informs me immediately if there are problems. He also contacts you on his own when it comes to check-up appointments (or lets it go if you ask him to) and also takes your personal development into account when it comes to new proposals. Overall, I can only recommend him highly.
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Customer review & rating for:
Academic Concept
04/11/2020W.
5.00 out of 5
Excellent
Recommendation
Actually, I very rarely give 5*, but here I can justify it:
I have been a customer of Academic Concept for many years. My personal advisor Mr. Melles always has an open ear and gives neutral advice. Only after a detailed financial analysis does he point out various insurance options or explain where financial deficits exist.
Mr. Melles manages to explain complex issues in simple terms.
An absolute plus: He takes his time (sometimes well after normal business hours) and you are not "talked into" any particular product.
Even after many years, they ask if there are any problems or point out new circumstances (e.g. changes in the law).
I have been a client of several consulting companies, but none of them were like Academic Concept.
Thank you very much for the support even during the hard times!
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Customer review & rating for:
Academic Concept
02/11/2020Eric C.
87 Reviews from
1 other source
4.90 out of 5
Excellent
4.90 out of 5
Excellent
87 reviews on Google
 
17/03/2024
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All reviews and experiences about Academic Concept are the subjective opinions of those who compose and submit them  |  The profile owner is responsible for the contents of this page  |   Profile active since 11/09/2020  |  Last update: 24/03/2024   |  Report profile

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