Alexander Hötz

Individual advice. Always approachable. Always for the benefit of the customer.

Nice and competent consultant. I always felt well looked after and advised. I will definitely continue to be advised by him and I have already recommended him with a clear conscience. Thank you very much until very soon!

2 years ago, I finally wanted to shed light on my insurance policies and benefits. I approached Mr. Hötz for an independent ACTUAL status analysis. He received all contracts from me and after a reasonable processing time we had several online meetings together about the results of the analysis. So now I had a clear, neutral view and the business relationship would have ended from here on. But due to the competent advice, the understanding of my needs as well as the good explanations of Mr. Hötz, I was persuaded to make a complete change in my insurances and benefits. With him as an advisor at my side. Although our business relationship is only online, the meetings are clearly structured, there is enough time for every question of understanding (even if then a second meeting has to be scheduled) and I get a comprehensive overview for all alternatives that would fit my individual life situation. And Mr. Hötz reacts quickly to possible changes and is always easy to reach. I am very satisfied and incredibly happy to have taken this step and made the changes. Now I no longer have a stomach ache when I think about my insurance/benefits. Thank you very much!

I became aware of Mr. Hötz through the recommendation of friends.

This recommendation was followed by a short phone call with Mr. Hötz in which we agreed on an appointment for an online consultation. The first appointment was about getting to know each other and finding out which points are important to me personally.

For me personally it was about analyzing how I stand there and where is potential for improvement (insurance and finance).

Mr. Hötz therefore first made a detailed analysis of my current situation. We then went through the analysis step by step in several consulting sessions.


At each individual step, Mr. Hötz explained in detail which alternatives and improvement options were available. And so we then changed every point that I wanted to change individually adapted to my wishes.


I felt very comfortable in Mr. Hötz's consultation from the very beginning. Mr. Hötz explains every topic until you really understand it. Every question is answered professionally and in detail. Proposed solutions are always individually tailored to your personal needs.
I was very positively surprised how much potential for improvement he was able to show me in my finances and sales. In both points I was able to save a lot of money and learned a lot thanks to Mr. Hötz. I am looking forward to further cooperation with him.

Through a personal recommendation, I became aware of Mr. Hötz and feel very comfortable and well advised from the beginning. At no time is this a sales pitch, as you would expect in this industry. He takes care of all questions and concerns quickly and reliably. Mr. Hötz enjoys my trust and I feel very individually and competently cared for.

Mr. Hötz is a reliable and friendly consultant. We could rely on him and he sent us all the documents promptly and was able to answer our questions confidently.

We can only recommend Mr. Hötz, here you are in good hands with honest answers.

Mr. Hötz was recommended to us by friends. After a brief phone call, we first arranged an appointment via team to get to know each other. After that, several consultations were held, during which my personal wishes and concerns were explicitly addressed. In my case, the main focus was on the topics of occupational disability and asset accumulation. Among other things, an individual analysis was carried out. I always found the consulting content informative and generally well-structured. Questions were always answered directly and more than adequately. I always feel in good hands with Mr. Hötz due to his competent manner and I am very satisfied.
I can only recommend!

I felt really in good hands with Mr. Hötz right from the start due to his professional and very friendly manner. Especially in the areas of finance and insurance, he has advised and supported me extremely well in the past. In addition, he has already been a great help to me in one or two insurance cases. I can recommend Mr. Hötz to anyone who is looking for a trustworthy, committed, modern and transparent financial advisor!

I was looking for financial advice to get an overview of my financial situation, to have my insurances checked and to invest a certain sum sensibly. Mr. Hötz was referred to me via Frag Fina (Finum Finanzhaus AG).
Finding an appointment for an initial meeting and also further appointments (online) was uncomplicated, even when I had to postpone an appointment due to illness. During the initial meeting, it was explained to me in detail what the procedure would be, so that I decided to have the DIN analysis of my financial situation done by Mr. Hötz. The analysis itself was discussed with Mr. Hötz and explained to me simply and clearly. Here Mr. Hötz already had some interesting information and suggestions for improvement for me.
Mr. Hötz was very friendly during the discussions and took time for questions and explanations, so that I consider the price/performance ratio to be good.
Now I'm looking forward to the next appointment, where they will go into even more depth.

I initially made an inquiry through FragFina.com regarding independent financial advisor to take my current finances to the next level, as I have been investing in various asset classes for a few years now and my long time sparring partner has evolved personally.

Actually, I didn't have any great expectations and just wanted to listen to a few financial advisors and see if such a partnership is something for me, since the topic of trust plays a big role in this sensitive area.

But Mr. Hötz has exceeded all expectations so far and was also the first contact I got!
Due to his high professional competence, his very open and very friendly and pleasant manner, he was able to convince me of himself and his abilities already during the first "get-to-know-you" meeting and to further prove this in the further personal meetings. Humanly and professionally, this harmonizes very well so far and I have a very good feeling! The high level of transparency also convinces me.

I now also run all my insurance policies through him. Here I was already quite well positioned and after an extensive DIN analysis was not adjusted much at all, only a small gap closed, which also speaks for him!

He continues to convince through the use of current digital media, which I very much welcome and greatly simplifies the whole process. I am happy to have found a hopefully long-term partner at my side and to see where the journey continues.

Very clear 1+ with asterisks or 5 out of 5 stars and only recommend! Here's to a great collaboration!

I know Alex from before and became aware of his online advice through several recommendations. From liability insurance, to occupational disability, retirement planning and investments, I felt very well advised. I had hardly any prior knowledge. Alex explained everything super and took time for all topics until I had understood everything and could decide. The consultation worked great online. I am very satisfied and feel well secured or prepared for my future. Thank you very much for your efforts!

Being in luck to having found Alexander Hötz as an excellent and extremely competent advisor and consultant for a wide spectrum of financial and insurance issues without any effort as it was my boyfriend's choice to first consult him. Seeing his results I decided to get in touch with Alexander for myself. He's helped me a lot with his structured and smart way of working (first doing a financial personal analysis, out of this looking for closing the gaps but without pressing anything), always having the option to get some more advice if needed in future times. I highly recommend his work! Alexander, thank you for being so super kind and lovely 🙏. Good luck with your ongoing work 👍.

I actively searched for an independent advisor on the Internet and then became aware of Mr. Hötz via "fragfina.de". My general concern was related to my fund-based pension, as I was not sure whether this type of provision was still up to date. For the status quo, a detailed analysis of my financial situation as well as my pension provision was prepared, which showed me a few important points that I was not aware of in this way.

I deal a lot with stocks, ETFs and other financial investments. Mr. Hötz is also very knowledgeable in this area and I really liked the fact that he has a lot of knowledge in this area. I found it very pleasant that we are on the same wavelength here.

In terms of insurance, however, I lack experience at some points and it was precisely at these points that Mr. Hötz was able to pick me up again and again, and then explain to me in a comprehensible way what it was all about.
Mr. Hötz guided me through the "pension insurance jungle" and I am now happy to know what my financial situation will be like in my later years.

Mr. Hötz is very attentive, friendly and does a great job.

Thank you, Alexander, for your great advice 😊. Keep up the good work...

Found Alexander by chance via Google.
I had not had the best experience with insurance brokers. With Alex, however, I was directly positively surprised. The first conversations were more like getting to know each other and it was not about him wanting to sell me products. He made an analysis of my current situation and then we discussed together what issues we want to take care of. Through him I have a disability insurance, an accident and daily sickness allowance insurance. Furthermore, I have taken out a pension insurance. He really took the time to advise me and even minor problems did not throw him off track. For his still young age I felt well taken care of. All costs that arise, he could show me transparently. All in all, I am super satisfied and am glad to be with a consultant like Alexander.

I now get advice from Alexander Hötz, whether it's about retirement planning, insurance or other financial topics. I always feel in good hands and receive professional advice. Even if I have questions outside of the agreed appointments, he is always available and helps out quickly. Anyone who wants transparent, comprehensive and modern financial advice is definitely in good hands here.

I can unreservedly recommend Mr. Alexander Hötz to anyone who wants personal and, above all, targeted and independent advice on all aspects of insurance, retirement provision and asset management. Unlike many other service providers in the industry, the customer is the focus here.

Alexander has been my contact for insurance and retirement planning for some time now. From disability insurance to independent wealth accumulation via an ETF portfolio, I have always been able to rely on his advice. I am convinced of his competence as well as the individual advice tailored to my needs!

As a dual student, I have all of my own insurance policies as well as my savings plan for retirement with Mr. Hötz. I can recommend his competence, his appearance, his personal and individual advice in the insurance sector as well as in the investment sector without reservation and with a clear conscience.

I appreciate Mr. Hötz as a very competent and reliable advisor in all financial matters.

I became aware of Mr. Hötz through recommendation and was already convinced of his appearance and expertise after our first conversation.

I have discussed with him the topics of insurance as well as investment strategies and I am very enthusiastic. He responds to the needs of the client and works out individual and goal-oriented solutions, breaking them down to a simple level so that the client understands the content at all times.

Anyone looking for individually tailored consulting par excellence will find it with Mr. Hötz!