It still exists—friendly, expert advice!
I received advice from Mr. Halm of hc Consulting AG regarding a requested change in my private health insurance plan. I am 67 years old, and thanks to his highly structured, easy-to-understand, and professionally sound advice, I was able to avoid a significant premium increase announced at the start of the year and significantly reduce my monthly premiums without having to accept any major reductions in coverage.
I particularly appreciated the quick response to my questions, the transparent explanation of the various plan options, and the clear recommendation on which approach made the most sense for my personal situation. My interactions with Mr. Halm were consistently pleasant—reliable, friendly, unobtrusive, and on an equal footing.
I highly recommend hc consulting, and Mr. Halm in particular, for switching private health insurance plans—especially for policyholders who want to significantly reduce their premiums in their later years without sacrificing thorough and professional advice.
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