Personally, I am rather the skeptical type when it comes to financial or insurance advice. But Sebastian has managed through his honest and open manner, without being pushy, that I felt very quickly in safe hands. Through his professional knowledge, he was able to convey even difficult financial topics to me calmly and simply. So if you are looking for an advisor who adapts to his client and has a lot of patience, Sebastian is the right person for you. Even on vacation, he takes the time and is always available with advice and support. Very clear recommendation from my side.