PWR Retirement Group formerly known as PSR Assurance is a trusted financial advisory firm specializing in retirement and benefit planning for federal employees and veterans throughout the United States and Puerto Rico, including key regions like... Florida, California, New York, and Texas.
While our name has changed, our dedication has only grown stronger — delivering personalized retirement strategies that empowers with clarity and confidence.
Our Story & Commitment
Founded with the vision to demystify federal retirement systems, PWR Retirement Group began as PSR Assurance. Over the years, we recognized that federal workers and military veterans often face a complex web of government benefit programs—each with its own rules and timelines. Our goal is to turn confusion into clarity by offering expert financial planning designed specifically around these systems.
Our Services for Your Federal Journey
Whether you're early in your career, mid-way through your service, or preparing for retirement, our services are designed to align with your life stage and long-term goals.
Thrift Savings Plan (TSP):
We help you make smarter TSP choices—from contribution strategies and fund selection to retirement growth planning—so your savings stay on track with your retirement goals.
TSP Distribution Options:
When it’s time to access your TSP, our advisors guide you through all your withdrawal options, helping you choose income solutions that are tax-efficient and aligned with your lifestyle needs.
Federal Life Insurance:
Your insurance needs change over time. We assist you in selecting and managing policies that evolve with your family and financial situation. We offer expert insight on:
1. Federal Employees’ Group Life Insurance (FEGLI) – Basic and optional group term coverage for federal employees.
2. Veterans’ Group Life Insurance (VGLI) – Renewable life insurance for separated service members with guaranteed acceptance (if applied for promptly).
3. Servicemembers’ Group Life Insurance (SGLI) – Term life insurance provided automatically to active-duty personnel and reservists.
4. Term Life Insurance – Cost-effective coverage for a fixed period, ideal for protecting income or covering loans.
5. Indexed Universal Life (IUL) – Lifetime protection with potential for cash value growth linked to market indices.
6. Guaranteed Universal Life (GUL) – Fixed-premium coverage with guaranteed death benefit and minimal cash value.
7. Whole Life Insurance – Permanent protection offering lifetime coverage, fixed premiums, and cash value accumulation.
Office of Personnel Management (OPM):
We simplify the Office of Personnel Management (OPM) retirement process by helping you understand your pension, complete forms, choose annuity options, and plan for survivor benefits.
Department of Veterans Affairs:
As a veteran, you’re entitled to more than you may realize. We help you navigate and incorporate disability pay, healthcare, and other VA benefits into your complete retirement plan.
Rollover:
When you're ready to move funds from your TSP or other federal retirement plans, we ensure your rollovers are done securely and strategically—preserving your savings, minimizing tax liabilities, and opening up broader investment opportunities.
Why Should You Trust Us?
We go beyond surface-level advice. We specialize in federal systems and tailor every recommendation to your unique situation.
Here’s what sets us apart:
1. Federal Expertise – Our advisors are well-versed in TSP, OPM, FEGLI, VA, and other federal programs.
2. Personalized Plans – No two clients are the same. Your financial plan reflects your goals, job history, and future outlook.
3. Proven Leadership – Led by Jonathan Pacheco, a respected advisor and member of the prestigious Million Dollar Round Table (MDRT), known for excellence in ethics and performance.
4. Transparency & Integrity – We keep things simple, clear, and honest—always putting your interests first.
5. Nationwide Experience – We've supported thousands of federal workers and veterans from coast to coast.
Our Vision & Mission
We aim to be the nation’s most reliable partner for federal retirement planning. Our vision is to help every public servant transition into retirement with confidence, understanding, and financial peace of mind.
Our mission is to simplify federal benefit systems and deliver strategic, client-centered financial guidance—making retirement planning accessible, personalized, and empowering.
We’re also expanding our reach to serve clients in North Carolina, Michigan, Pennsylvania, Illinois, Georgia, Massachusetts, Ohio, Missouri, Indiana, Maryland, Wisconsin, New Jersey, Virginia, Washington, Arizona, and Tennessee.
Let’s Build Your Retirement Strategy Together
You've spent your career serving the country—it’s time to let a team serve you. Whether you're looking to optimize your TSP, adjust your life insurance coverage, or prepare your pension paperwork, we are here with the answers and strategies you need.
Get started today with a consultation. We’ll help you plan smarter, retire stronger, and feel confident about what’s ahead.
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