BIAC Ihr Vorsorgespezialist aus Berlin

I was looking for a net policy for retirement planning and had exactly the feature catalog ready that I would like to have in the policy. Mr. Kühnert got back to me within the next few days after my initial contact for a relaxed and brief initial meeting. During this we had briefly discussed the details and in the follow-up appointment I was presented with a very suitable net policy and given friendly and competent answers to every query. The costs were also explained to me in an absolutely transparent manner. I now have the feeling that I can absolutely rely on my policy and its features - even in 40 years.
If I wanted to take out a Nettopolice again, then Mr. Kühnert would be my first choice in terms of contact persons - recommendation goes out.

Very competent, very friendly. Customer there for years and unproblematic approach to changes.

I was looking for a fund-based private pension insurance and happened to come across the topic of net policies and fee-based consulting during my Internet research. I then spontaneously arranged a coffee call with Mr. Kühnert, which resulted in the conclusion of a net policy. Overall, I was absolutely satisfied, and I would particularly like to emphasize the following points:

- uncomplicated and short-term booking of a non-binding conversation (Coffee Call)
- very friendly and competent as well as independent advice
- absolutely fast processing > short term offer preparation, quick answers to queries by mail or telephone
- digital conclusion without paperwork
- transparent cost structure

I can absolutely recommend Mr. Kühnert and will gladly contact him again in the future with similar questions!

With the advice and the price-performance ratio

I am a self-employed physician in private practice and have taken care of most of my insurance and investments myself up to now.
Mr. Kühnert advised me in a way that I expect from a pension specialist but have never encountered before:
Absolutely knowledgeable, integrity, flexible, not pushy, always friendly and reliable.
I learned a lot.
TOP !

Competent, transparent and above all independent advice.
It's clear that you're dealing with experts with experience in the field, and the interaction is very relaxed and - especially compared to other consultants in the industry - totally informal. There is no pressure to complete offer xy, rather you receive valid, independent advice with which you can strive for the best option for you.
For the work I gladly pay the fee (which is absolutely fair), clear recommendation!

My rating with a continuous " very good" represents my personal impressions. In particular, I was looked after by Mr. Kühnert. I had the problem that a potential buyer of my property had his financing commitment withdrawn by his house bank. I turned to BIAC. Mr. Kühnert quickly and straightforwardly checked the general conditions and, despite many adversities, set up financing for my buyer. He advised me honestly from the very beginning (even pointing out that it might not work out) and kept me informed about ongoing developments. Thanks to Mr. Kühnert's commitment, the purchase was completed. Many thanks again for the professional support.
Berlin, R. Götze

The non-binding consultation at the beginning helped me a lot to get a new perspective on pension insurance.
Taking out the insurance was then very straightforward and simple.
I like the flat-rate cost structure.

Thank you for your great work in a short time Mr. Kühnert :)

I would like to express my appreciation for the excellent advice I received on private health insurance and occupational disability insurance from Ms. Borrmann. Ms. Borrmann always took enough time to answer all my questions and guided me through the complex world of both insurance models.

Thanks to her expert advice, I was able to find a customized insurance solution that met my individual needs.
She helped me to comprehensively understand the different options and to choose the most suitable insurance solution for me.

I was impressed with the professionalism and expertise of the consultant as well as the entire BIAC, who had a comprehensive understanding of the complex terms and limitations of the various insurance policies. I was also assisted in weighing the pros and cons of each model so that I could ultimately make an informed decision.

I cannot stress enough how valuable the advice I received was. I now feel safe and protected with both policies and have confidence that I am in good hands in the event of illness or injury. At no time did I get the impression here that they were trying to sell the customer a particular provider or policy.

Thank you again for the excellent advice and service I received. I will definitely recommend you to friends and family.

While searching for an intermediary for an ETF net policy (pension insurance), I became aware of BIAC from Berlin during my online research. BIAC convinced me right from the start with the transparency of its website and thus created, also through the so-called "coffee call", a certain basic trust even before the first telephone contact (in contrast to other competitors). From the very first telephone call, I was advised by BIAC in the person of Mr. Kühnert, knowing exactly which product I wanted to purchase. A very pleasant basis developed and we had a lively and informal exchange about specific and general issues at all stages. Mr. Kühnert approached me on the phone in a very friendly and trusting manner and brought with him in-depth industry and background knowledge. Within a very short time I received answers to my questions; also by telephone and this with business hours until 8 pm! I hope that the Nettopolice product will become more widely known to the public in the future, as the cost structure brings considerable savings advantages for the consumer. The acquisition costs in the form of the fee for an ETF net policy are a fraction of those gross policies in the free insurance market. I see a real opportunity here for any prospective customer to get a product brokerage that gets the most for their purposes. In my experience, I can equally promote BIAC alongside the product. This was my first fee-for-service brokerage and I would do it again with BIAC!

I have been with BIAC since 2016 and was accompanied by my broker through relatively long and difficult selection and application processes. The background to this was that I sought advice from various brokers when selecting an occupational disability insurance policy, and BIAC was by far the best. I also felt very professionally and comprehensively advised on the Riester pension and private health insurance. The information given to me coincided with my own research. There was never any reason to complain. Cost is always an issue, of course, but I think the commissions are within the usual range. I concluded another private pension plan through a fee-based consulting service - in terms of price, this was roughly comparable.
In this respect, I can only recommend BIAC.

I had written a concrete idea for a fund-based pension insurance (basic pension) via an e-mail (I am a freelancer).
An employee called me on the same day, asked me in a friendly, precise and well-founded manner for key data and pointed out certain problems that I had not yet considered.
The very next day I received the desired offer with cheaper alternatives recommended by him. Even after that, he contacted me again to explain the offer.
TOP!
Now I already regret not having asked BIAC earlier.
Gladly again!

Mr. Kuhnert has taken good time and me grundig advised about everything with insurance :)

Mr. Kühnert, communicated extremely quickly and efficiently. He is open to finding solutions quickly and I would highly recommend him as a consultant.

I was very satisfied with the communication and the friendly treatment. Nothing superfluous was talked into you and the conversations were always goal-oriented. I am very satisfied with the service of BIAC and would contact the colleague Ms. Heinrich again at any time with a new concern.

I have been a customer for years and receive such perfect service. More is simply not possible. My concerns have always been met to my complete satisfaction. I am more than thrilled and can only recommend you all. My biggest thanks go to Mrs. Heinrich for the support over the last 13 years. Thank you. Just today she gave me such a nice message. Just in time for Christmas. Many, many thanks for your care. VG Anja B.

We have been satisfied customers of the pension specialists at BIAC for 17 years, which is why we repeatedly turned to Mr. Kühnert for follow-up financing. Reliably and quickly, we received an offer tailored to our circumstances.
Particularly praiseworthy was his competent, detailed and convincing consultation.

I have been receiving advice from Biac for many years and feel that I am in very good hands when it comes to my investments. I particularly like the fact that they make a lot of effort to take into account the wishes and goals of the customer.

I was advised quickly and professionally without hesitation. Here my wishes and financial ability were in the foreground (beware of consultants who work for a bank, they usually want to sell their product e.g. home loan contracts!).
Finally a consultation where I got an answer to my questions . Without this advice I would have made wrong decisions. I feel I am in good hands with these experts and will work with BIAC in the future. A big thank you!