I calculate your actual expected pension gap (taking into account government subsidy options, inflation and expected income in retirement)
You will receive detailed market comparisons for specific product areas (private pension insurance /... company pension scheme / Riester and Rürup pensions) in order to find the right provider with the right tariff for you
I help you to determine the right sums insured for the coverage of the occupational disability risk and the death risk, in order to subsequently locate the right provider for you with an extensive market comparison.
I help you to finance your dream property. In doing so, I will find the best market conditions for you and supplement these with government financing assistance (KWF loans). Together, we will determine your maximum acceptable financing framework and further check whether it is more favorable for you to rent instead of buying.
You have inherited money, insurance policies have been paid out or you are dissatisfied with your current financial investment? As a trained banker and financial planner (Frankfurt School), I can help you review your current investments and analyze your individual risk tolerance in order to find the right investment vehicles for you.
I feel well advised at all times, Mr. Hartwig is always responsive at short notice and answers even complex questions in an understandable way. When selecting products, extended requirements are also taken into consideration. A very trustworthy consultant!
he responded to every problem quickly and professionally and explained everything in an understandable and simple way so that even difficult to understand topics could be understood
First of all, not a nice topic: "pension gap". With Mr. Hartwig, you first take a breath and with his profound knowledge you manage to get out of the drama. He showed me ways of solving the problem, so that in the medium term I will be in a good financial position again.
Mr. Hartwig understands how to sensitively inquire about financial needs and shows ways to achieve them.
I have not yet experienced financial service providers like this - very competent and clear. Thank you very much! Clear recommendation!
Great offer. Precise analyses. Multiple proposals with choice. Recommendation for decision. Professional competence and empathy together. For these reasons, I am happy to recommend Carsten Hartwig !
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Profile active since 03/23/2016 | Last update: 07/14/2022
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