TheGoodBroker.de is an independent insurance broker focused on one thing: private health insurance (PKV) for expats living and working in Germany. We help internationals navigate the German private health insurance system, find a PKV tariff that... actually fits their situation, and handle the full process from application to long-term support.
We work independently, not tied to any single insurer. We compare offers from providers including Hanse Merkur, ARAG, Hallesche, and AXA to find the tariff that fits your life, not the one with the highest commission.
Who we work with
Our clients are expats and international professionals in Germany. Typical situations include:
Freelancers and self-employed expats enrolling in or optimizing their PKV
Employees earning above the JAEG (Jahresarbeitsentgeltgrenze) deciding whether to move from GKV to PKV
International professionals relocating to Germany who need PKV coverage from day one
Families adding a partner or children to an existing plan
Long-term expats reviewing whether their current PKV tariff still fits their life stage
We advise in English and German, so language is never the bottleneck.
How we work
We keep things simple. Book a free initial consultation directly via Calendly. The first call is no-obligation. We take time to understand your situation, answer your questions, and only suggest tariffs if they actually make sense for you.
Once you decide to sign up or switch tariffs, we handle the full process: application forms, health questionnaires, risk assessment, communication with doctors or insurers about Risikozuschläge, cancellation of any previous coverage, and a clean transition into your new tariff.
After your contract is in place, we stick around. When something changes, like a new family member, a move abroad, a switch from employed to self-employed, or a billing issue, we help with everything around your private health insurance. That includes Heil- und Kostenpläne, reimbursement questions, and disputes with your insurer.
What we stand for
Independence: We work for our clients, not for insurers.
Plain language: We translate insurance German into sentences that actually make sense.
Real availability: You reach a real person, not a hotline queue.
Long-term support: We don't sell a contract and disappear. We stay your point of contact for years.
private health insurance GermanyPKV for expatsexpat health insurancefreelancer health insuranceself-employedemployeesswitching to PKVtariff optimizationfamily coverage
I took out my health insurance with Jonas and couldn’t have asked for better advice and support. He took the time to explain everything clearly, was extremely professional and reliable, and made the entire process smooth and stress-free. I can recommend him 100% to anyone looking for trustworthy insurance advice.
Happy for over 3 years – would definitely recommend
I set up my private health insurance with Jonas from The Good Broker a few years ago, and it was a really good experience from the start. He took the time to explain everything clearly, and I always felt like my questions were taken seriously.
My situation wasn’t completely straightforward, but he still found a solution that suited me really well. That gave me a lot of confidence in the whole process.
Now, more than three years later, I’m still very happy with the insurance I chose. What I also appreciate is that I could always reach out to him afterwards if I had questions – he’s always been helpful and easy to contact.
Overall, someone you can really rely on. I would definitely recommend him.
Took me way too long to finally sort this out. Had been on a stopgap solution for a while and kept telling myself I'd deal with it properly at some point.
Eventually found Jonas through a recommendation and within one conversation it was clear he actually knows his stuff. No generic advice, he looked at my specific situation and came back with something that actually made sense. The whole process was quicker than I expected and the result is solid. Proper coverage, no gaps, and a monthly rate I can plan with.
Wish I'd done it two years earlier.
I’ve been a client for several years now and have been excellently looked after the entire time. The original setup for me and my two children was handled professionally and thoroughly, with clear advice that actually fit our situation.
What stands out most is the ongoing service. Questions get answered quickly, claims are handled smoothly, and I always feel like I’m talking to someone who knows my file and genuinely cares. That kind of consistency over the years is rare.
Highly recommended.
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Profil aktiv seit 04.05.2026 | Letzte Aktualisierung: 13.05.2026
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