Private real estate financing - from the viability calculation for orientation in the search for real estate to the comparison of conditions of all providers and support in the disbursement phase. Solid knowledge, 10 years of experience, 400+... banks. Free of charge.
Private mortgage service for english speaking clients - for Expats, non-EU-citizens, Blue-Card holders, Limited residency permits. Solid knowledge, 10yrs experience, 400+ lenders. German mortgage made easy. It's free !
We were very satisfied with Mr. Sedler! At the beginning, he explained all the important "basics" about real estate financing to us. He was always available, both by email and by phone. In addition, Mr. Sedler has been very patient with us and we were thus able to get a super interest rate! We can definitely recommend him!
Mr. Sedler advised me extraordinarily well and very comprehensively regarding my real estate financing. In order to find the best possible financing for me, we had gone through various scenarios together.
I can recommend Mr. Sedler at any time.
At a first glance, approaching the purchase of an apartment in German as an expat was an intimidating experience; luckily we were able to come across the highly professional assistance provided by Karsten. Initially we asked for general info and consulting on the overall home-buying process, and Karsten cleared our doubts (in English):
- he outlined a reliable and market-oriented budget we should consider, based on our income, the area we were looking for and our private equity
- he detailed exactly all the side costs and fees we had to face, and their incidence on the final price of an apartment (brokerage commission, real estate transfer tax, notary fees, land registry entry, interpreter and others)
- he showed us an overview of all the available bank offers and relative pros/cons for each option; we discovered that he had access to more advantageous conditions with respect to our private searching
- he explained more in detail the methods used by banks to distribute mortgage monthly rates between principal and interests costs, their impact in long run loans, and many other rules applied on the loans by German banks
- he portrayed a walk-through of the whole purchase process, including the different bureaucratic steps and an approximate timeline
Based on all that information, we were able to search a home with clearer understanding of our possibilities and the steps to follow. Once we were finally able to find a promising apartment, we started the real mortgage request, and this time:
- he suggested us an approach to set our offer with the sellers, since the sale had become a bidding (several offers from potential buyers)
- he investigated several loan options, based on the apartment price, that could suit our needs the best way possible: years of mortgage, monthly rates, interest offered by the banks, precise amount of personal equity invested, flexibility for adding additional capitals on the monthly rate, etc. Based on that we came up with a satisfying mortgage plan, that has been accepted by the bank two weeks after sending the necessary documents
- he personally contacted the sellers to back-up our economical situation and reassure the owners of our creditworthiness
- he helped out to arrange our meeting with a notary in a very short notice (due to last-minute needs of the sellers), suggested some changes on the standard contract that would be beneficial for us and even participated to the appointment directly
- he was always available to set up quick meetings/phone calls in case we had any new confusion during the process
The whole journey was intense, but very linear and in accordance with the information provided by Karsten. We are very satisfied with all the support he gave us and would definitely recommend him to any person interested in a German/English speaking loan broker!
Mr. Sedler help us a lot with our new home purchase: not only advising us with the mortgage choice that was better for us (we could see and discuss all the options we had for the mortgage with the conditions from different banks) he also guided us throughout the purchase process. Very formal, honest and open to questions, even if they are the more basic ones. In our case everything needed to happen very fast and thanks to his disponibility and professionalism, everything went very well. We can only recommend "Die Kreditmeisterei".
Perfect and competent advice
Mr. Sedler advised us very competently regarding a real estate financing, the financing was then also successfully completed after a few days. Fast and competent response at all times. Friendly and professional. All around well advised.
We can highly recommend Mr. Sedler.
The Kreditmeisterei makes possible what is not possible! Living abroad and investing in Germany with a loan is tricky. Even if the financial guarantee is given, the fact that you live and work outside of the country immediately raises a red flag and it becomes impossible to obtain a loan - unless you have the chance to work with Karsten Sedler. He studies your case and makes the impossible possible in the shortest of time. He finds the right bank for you and somehow manages to get your loan in the exact time limit that you need it. We have come back and will come back again. Its a pleasure to work with him. I can highly recommend "The Kreditmeisterei" Thank you Karsten Sedler!
We needed to get a loan on short notice because our original financier was very unreliable. Mr. Sedler arranged a loan commitment for us within a week. He was always available and answered all questions patiently.
Karsten provided invaluable assistance to my husband and I during a particularly long purchase process. He is efficient and knowledgeable, and also incredibly good at communicating. He would always respond promptly to our email queries (even when we sent them outside of standard business hours), and answered all of our questions with a refreshing level of honesty. It was an absolute pleasure working with Karsten. He took a lot of stress out of the process and I can highly recommend his services.
Karsten is amazing. We went through a particularly long process for our mortgage and without Karsten's patience and professionalism we surely would not have been successful. He has intimate knowledge of the industry and goes above and beyond for his clients. There are a lot of hard decisions to make during the mortgage process but picking the broker is easy - just go with Karsten.
The whole experience with Karsten was amazing. Despite the short notice, Karsten was able to overperform and manage to finish my case end to end in only 5 business days, by providing a load for my apartment with a very good condition. Note that the competition took almost a month for delivering something different than agreed.
I totally recommend Karsten 100%. Accurate, professional, friendly, gentleman and gets the job done.
Without Mr. Sedler's support, I would very likely have given up on the property project.
Thanks to his expertise, the financing was approved within 3 days and I could sign the purchase contract with a clear conscience.
For me, Kreditmeisterei is the first port of call when it comes to real estate financing.
We were advised quickly, straightforwardly and very well by Karsten Sedler in our search for the right loan for our apartment purchase. He was recommended to us by a friend, we are very happy to pass on this recommendation.
Me Sedler was extremely professional and extremely patient guiding me through every step of a process that was totally unfamiliar to me and making me feel very confident in my decisions. He also helped me as an English speaker find other support members such as a lawyer and legal translator, and saved me money along the way. I would recommend him to anyone (and have already).
All reviews and experiences about Die Kreditmeisterei are the subjective opinions of those who compose and submit them | The profile owner is responsible for the contents of this page |
Profile active since 26/09/2018 | Last update: 02/09/2022
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