Marcel Oberle

Conceptual financial planning, investment advice, PKV advice, pension advice,

Marcel Oberle
CUSTOMERS' CHOICE 2023
4.99 out of 5
Excellent
226 Reviews
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My name is Marcel Oberle and my clients give me their unrestricted trust in almost all financial topics. My goal is the protection of your loved ones and the positive development of your assets! Because your future depends on a good provision.

Contact information

Marcel Oberle
Marcel Oberle Plansecur
Im Höning 5
63820 Elsenfeld
Germany

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100% Recommended
5 stars 225
3 stars 0
2 stars 0
1 star 0
Quality
Value
Services
Implementation
Consulting
Customer service
Excellent (4.99)
Cost-performance ratio
Excellent (4.98)
Top competencies

Professionalism

5.00 out of 5
23 Reviews

Bond of trust

5.00 out of 5
23 Reviews

Customer focus

5.00 out of 5
23 Reviews

226 Reviews on ProvenExpert.com

4.99 out of 5
Excellent
5.00 out of 5
Excellent
Recommendation
Very big compliments to Marcel! Never enjoyed such honest and transparent advice before. Had my contracts and those of my wife and children reviewed. In my case, my BU and annuities were way too expensive and totally inappropriate for my career status and plans. The same with my wife. With the contracts for the children, the previous consultant (DVAG) probably only thought about the commission, because these were extremely expensive and also unsuitable here. Marcel has set up the costs of the previous contracts for me in detail, so that I really understood what happens with my money and who pockets how much of it. I would have expected that from the original consultant.
At the same time, we examined the option of switching to private health insurance and reorganized our investments. All in all, everything is now finally clean and regulated in our sense! and oh yes...almost forgotten...through his comparisons and co. we save in the future almost 2000 € a year in insurance premiums! just awesome! I can clearly recommend Marcel. And he is also ne quite cool sock :D
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Customer review & rating for:
Marcel Oberle
18/09/2023Anonymously
5.00 out of 5
Excellent
Recommendation
Marcel was recommended to me by a friend. Since I'm about to change to a career as a civil servant, which means some changes in the insurance sector, I booked an appointment with Marcel. And I am very happy about it. I have also been advised by several insurance agents on the same topics. NO ONE has put all the cards on the table as honestly as Marcel. He explained all the pros and cons to me very well and then got me the appropriate offers on the entire insurance market. I then finally did my disability coverage and my private health insurance through Marcel. I can definitely recommend Marcel and look forward to further cooperation.
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Customer review & rating for:
Marcel Oberle
04/09/2023Anonymously
5.00 out of 5
Excellent
Recommendation
Great advice, absolutely honest and high quality. Clearly the best advice I've ever had.
I was previously insured through an acquaintance with all contracts at DVAG. But at some point I had the feeling that I was paying far too much and completely lost track of the constant contract adjustments and new contracts that were combined, etc..
Thank God I wrote Marcel and had my contracts checked. It turned out that I was paying far too much everywhere and was insured incorrectly (too low BU, too high pension insurance, inflexible).

Marcel then recommended better alternatives. In the end, I have significantly more benefit (suitable BU, higher pension in old age ) and save every year almost 1500€! 1500€ I have paid for years too much,....
Unbelievable.

I can only advise everyone to contact Marcel and have the contracts checked. You have nothing to lose
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Customer review & rating for:
Marcel Oberle
21/08/2023Anonymously
5.00 out of 5
Excellent
Recommendation
If you want competent and trustworthy advice, you've come to the right place. What impressed me the most was that he really works customer-oriented. Here, not all contracts are renewed across the board but really checked whether this would make sense for the customer. Here you simply notice that he has really learned this job and has not visited a crash course 4 weeks ago.
No one is pushed to sign anything - no begging for further contacts and also the rattling with the coffin lid is absent here. Thank you for your competent work!
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Customer review & rating for:
Marcel Oberle
09/08/2023C.
5.00 out of 5
Excellent
Recommendation
Two words...honesty and competence!
Marcel is very competent. You can see that immediately. He manages to explain complex insurance German super simple. So that even I understood it :) he is an absolute expert in his field. Never had such detailed and accurate advice before. The honesty in his advice is what convinced me in the end though. He does not mince words, says honestly when existing insurance policies are good and openly states all the disadvantages and costs. That's how it should be and that's how I imagine independent advice. I am very much looking forward to working with Marcel and will gladly recommend him to others.
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Customer review & rating for:
Marcel Oberle
09/08/2023T.
5.00 out of 5
Excellent
Recommendation
Very detailed and transparent explanations. Friendly, not intrusive. I felt directly well cared for! Clear recommendation!!
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Customer review & rating for:
Marcel Oberle
24/07/2023Anonymously
5.00 out of 5
Excellent
Recommendation
I am incredibly grateful to Marcel for his very honest and detailed advice. I had all the contracts with Allianz. I had the feeling for some time that the contracts were certainly too expensive and vllt also unsuitable. Marcel checked all contracts independently. I found it particularly good that he did not want to cancel and change everything across the board, but achieved a clear added value for me through simple changes within the contracts. This way I can keep part of my contracts, but at better conditions for me. Unfortunately, this was not possible with my two Allianz annuity policies. These were so significantly more expensive than other providers that I decided to switch here. Thanks to Marcel's advice, my future pension is now significantly higher and I am currently even saving just under €100 per month on premiums. Marcel does a great job and is extremely honest in his recommendations. Many thanks for that! I can definitely recommend Marcel.
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Customer review & rating for:
Marcel Oberle
18/07/2023L.
5.00 out of 5
Excellent
Recommendation
Absolute premium advice. I thought I had been well advised so far. Unfortunately, a dead end. I have been following Marcel on Instagram for a long time. At some point I decided to let him check my contracts. Had nothing to lose. The result has surprised me extremely. My annuities were all too expensive and had too high costs. Marcel presented them to me in great detail and offered me a much cheaper alternative. At the same time he changed my BU, because it was too short and the BU pension was much too low. Last but not least, he checked the rest of my insurance policies. There were two contracts that were good. Here I liked very much that he was honest and clearly said that I should keep these contracts. That is exactly how it should be in my opinion. Honest advice, honest statement and full transparency! I can only warmly recommend Marcel to everyone. Dare!
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Customer review & rating for:
Marcel Oberle
29/06/2023J.
5.00 out of 5
Excellent
Recommendation
My summary after Marcel's consultation is entirely positive. I have long played with the idea of switching to private health insurance. I got advice from many places. No one jat me clearly called all the facts ... except for Marcel. Marcel has detailed all the advantages and disadvantages, so that I could finally make a decision. At the same time I let Marcel check my old contracts. Here we could optimize some things. A more favorable Bu for clearly more achievement and a more economical age precaution.
I have already recommended Marcel to others and will continue to do so. Never been advised so honestly and clearly before
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Customer review & rating for:
Marcel Oberle
16/06/2023Anonymously
5.00 out of 5
Excellent
Recommendation
😊👍🏼 I can only recommend.... What I have of course quite often .... 😊
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Customer review & rating for:
Marcel Oberle
13/06/2023S.
5.00 out of 5
Excellent
Recommendation
Marcel does not build castles in the air. He puts all the facts on the table and is highly transparent. This allowed me to make a good decision for my hedges completely free. No blah blah but clarity! This is not a matter of course in financial consulting, high praise for that. I feel well advised for the first time. Thank you
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Customer review & rating for:
Marcel Oberle
25/05/2023Anonymously
5.00 out of 5
Excellent
Recommendation
High quality, detailed, transparent, trustworthy and the best advice. That pretty much sums up the consultation with Marcel. He has been able to help me in so many ways. Thank you for that!
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Customer review & rating for:
Marcel Oberle
15/05/2023F.
5.00 out of 5
Excellent
Recommendation
Absolute premium consulting. Marcel does all the work for you and provides much more technical input than other consultants I have experienced. The offers were all cheaper, more profitable and more flexible than my existing contracts. I feel in great hands with him and am happy to recommend him to others.
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Customer review & rating for:
Marcel Oberle
03/05/2023Anonymously
5.00 out of 5
Excellent
Recommendation
I became aware of Marcel via Instagram and got in touch to get an overview and insight into my insurances, coverages, funds, etc. and to discuss potential areas of improvement.
Already the first conversation helped me extremely.
Marcel's explanations do not take place in incomprehensible "broker German" but really help to understand and make good decisions.
The optimization possibilities Marcel presented in the second conversation were clearly structured, very well presented and easy to understand. I am very much looking forward to further cooperation!
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Customer review & rating for:
Marcel Oberle
20/04/2023M.
5.00 out of 5
Excellent
Recommendation
Marcel caught my eye on Instagram. After following his posts for a few months, I decided to book a consultation with him and have my contracts checked. On the one hand, he was able to help me with my much too expensive PKV. By changing tariffs I can save a lot with similar benefits. My old-age provision was mainly made through company pension plans. Unfortunately, these contracts are probably quite unprofitable. Here too, Marcel has found a better solution. With my BU it became then really glaring. By a BU change (and that although I bring along some health things) I save mtl. over 60 €. No one has ever been so meticulous and detailed, especially when it comes to health issues. He puts a great emphasis on quality! What I found best, however, is that he does not use any sales tricks or the like, but simply puts all the facts on the table and lets the customer (me) decide freely. Without pressure. Can only advise everyone to contact Marcel. You have nothing to lose.
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Customer review & rating for:
Marcel Oberle
03/04/2023T.
5.00 out of 5
Excellent
Recommendation
Marcel is really the most transparent consultant I've ever had. He lays all the cards on the table. Talks clearly about costs and disadvantages. I have never experienced that before. But it helped me extremely to decide. He reviewed my existing contracts and recommended more suitable optimizations. The advice was very detailed and of high quality. In the end, I am better provided for and at the same time save money, which I can now invest. I am 100% satisfied and can definitely recommend Marcel.
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Customer review & rating for:
Marcel Oberle
17/03/2023D.
5.00 out of 5
Excellent
Recommendation
Marcel has helped me to organize the issues that I have been putting off for some time and to build them up in a meaningful way.
I feel well taken care of and can only say thank you.
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Customer review & rating for:
Marcel Oberle
06/03/2023R.
5.00 out of 5
Excellent
Recommendation
Friendly and very professional. As expected, you feel very well taken care of.
Clear recommendation
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Customer review & rating for:
Marcel Oberle
01/03/2023S.
5.00 out of 5
Excellent
Recommendation
I can only say positive things about Marcel's advice and expertise. I became aware of him via LinkedIn and booked an online appointment. Marcel then guided me in a very detailed and highly transparent manner through the process of switching to private health insurance. In addition, he reviewed and adjusted my existing Bu. This was clearly too low for my salary and important clauses were missing. And the most glaring result was with the pension plan. I thought I had read up well and had chosen a good company. Unfortunately, that was not the case. Marcel gave me an open and honest presentation of the advantages and disadvantages of all the options and went into detail about the costs. Again, I will now switch to a provider with lower costs. Marcel is an absolute expert and I am very happy to have booked the consultation at that time.
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Customer review & rating for:
Marcel Oberle
14/02/2023Anonymously
5.00 out of 5
Excellent
Recommendation
Very nice always helpful and very uncomplicated!
I would recommend to anyone!
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Customer review & rating for:
Marcel Oberle
07/02/2023K.
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All reviews and experiences about Marcel Oberle are the subjective opinions of those who compose and submit them  |  The profile owner is responsible for the contents of this page  |   Profile active since 28/12/2019  |  Last update: 18/09/2023   |  Report profile

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