Capstone Health is a family-owned, independent Medicare agency headquartered in New Port Richey, Florida, serving individuals throughout Tampa Bay and across the state. Founded by long-time Florida residents, our agency was built on a simple
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principle: Medicare decisions should be guided by education and long-term strategy — not pressure.
As independent Medicare agents, we represent multiple national and regional insurance carriers, allowing us to compare Medicare Advantage, Medicare Supplement (Medigap), and Part D prescription drug plans objectively. We provide personalized plan analysis, physician network verification, prescription review, and annual coverage evaluations to ensure clients maintain the right coverage year after year.
Unlike call centers or captive agencies, Capstone Health focuses on relationship-based service. We work closely with local physician offices, community partners, and referral networks to provide accessible, year-round Medicare support. Whether enrolling for the first time at age 65, reviewing coverage during the Annual Enrollment Period, or adjusting plans due to life changes, our goal is clarity, stability, and long-term protection.