klug-finanziert.de

Construction financing for houses and condominiums in NRW: Bonn, Rhine-Sieg, Cologne

klug-finanziert.de

CUSTOMERS' CHOICE 2026
TOP SERVICE PROVIDER 2026
4.96 out of 5
Excellent
522 Reviews
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If you want to buy a property, a house, an apartment or a multi-family house and are looking for a construction financing / real estate financing in the region Rhein-Sieg, Bonn, Cologne, Sankt Augustin, Siegburg, Hennef, Troisdorf, Niederkassel,...
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klug-finanziert.de
Kamillenweg 16-18
53757 Sankt Augustin
Germany
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Contact person
Harald Preckel

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100% Recommended
5 stars 486
4 stars 10
3 stars 0
2 stars 0
1 star 0
Quality
Value
Services
Implementation
Consulting
Customer service
Excellent (4.99)

The reviews published on ProvenExpert indicate that reviewers highlighted a positive customer service experience, noting effective communication and responsiveness. They also reported a commendable customer support experience, expressing satisfaction with the assistance they received. Reviewers appreciated the overall professionalism and expertise demonstrated throughout their interactions.

Top competencies

Expertise

4.97 out of 5
95 Reviews

Professionalism

4.96 out of 5
95 Reviews

Raising awareness

4.96 out of 5
93 Reviews

496 Reviews on ProvenExpert.com

4.96 out of 5
Excellent
5.00 out of 5
Excellent
Recommendation
Even with my second financing request, Mr. Preckel provided excellent advice, offered guidance, and helped me make a decision. Thank you very much for that!
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Customer review & rating for:
kostenfreie Vorab-Beratung
09/08/2026Christian
klug-finanziert.de Comment from klug-finanziert.de:
Dear Christian,
Thank you very much for reaching out to me again with the new financing request. I was very pleased to hear from you, just as I was by your very positive review. It’s great to hear that I was able to help, and if anything specific comes up, please don’t hesitate to contact me. I’m always happy to assist you, whether it’s for the first time or again in the future.
Until then, take care, and maybe we’ll see each other soon...
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
We felt very well taken care of by Mr. Preckel. He honestly laid out our options and provided us with expert advice.
I particularly appreciated that Mr. Preckel was very pleasant and unobtrusive. At no point did we feel like we were being talked into anything. Instead, the focus was on honest and personalized advice. We’d gladly do business with him again!
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Customer review & rating for:
kostenfreie Vorab-Beratung
09/07/2026Martin
klug-finanziert.de Comment from klug-finanziert.de:
Dear Mr. Martin,
Thank you very much for your review and feedback. I’m pleased to hear that you found my consultation to be competent, honest, and pleasantly unobtrusive. Personalized and transparent service without any “sales pressure” is exactly what it should be.
If your plans come to fruition, I look forward to hearing from you again—so perhaps “see you soon”…
Sincerely, Harald Preckel
5.00 out of 5
Excellent
Recommendation
Mr. Preckel found me a good and reasonable refinancing option. Even after signing the agreement, I felt I had received excellent and comprehensive advice and support. I am happy to recommend Mr. Preckel to my friends and acquaintances.
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Customer review & rating for:
Bestandsbetreuung
08/28/2026Christoph Witton
klug-finanziert.de Comment from klug-finanziert.de:
Dear Mr. Witton,
Thank you so much for your continued trust and the wonderful review. If you have any questions—whether about existing or future financing—please feel free to contact me anytime. And of course, I’d be delighted to receive any further recommendations.
All the best, and perhaps we’ll see each other soon...
Sincerely, Harald Preckel
5.00 out of 5
Excellent
Recommendation
This is the second time I’ve asked Mr. Preckel for advice and support. He has always helped me quickly and without any hassle. I felt well taken care of and received detailed advice. I can wholeheartedly recommend Mr. Preckel. If I face any new financial challenges, I will turn to him again. Thank you for the great support and collaboration, Mr. Preckel!
EG
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Customer review & rating for:
Ratenkredit
08/28/2026Anonymously
klug-finanziert.de Comment from klug-finanziert.de:
Dear Customer,
I’m always very happy—and that’s certainly the case with you—when customers reach out to me again so I can help them once more. A big thank you to you for that, as well as for the great review! And if you ever need anything again or have any questions about your existing loans, just let me know!
Until then, take care, and best regards,
Harald Preckel
5.00 out of 5
Excellent
Recommendation
Mr. Preckel's advice is always very helpful and knowledgeable.
Show original
Customer review & rating for:
kostenfreie Vorab-Beratung
08/24/2026Herr Scidá
klug-finanziert.de Comment from klug-finanziert.de:
Dear Scida Family,
Thank you very much for reaching out to me again as you consider another real estate purchase, and for allowing me to help you assess your options in advance. If you have any questions or requests as you continue your search, please feel free to reach out to me again—or even when things get more concrete and you’d like my assistance with financing.
Until then, take care, and perhaps we’ll see each other soon...
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
Mr. Preckel gives the impression that he is advising friends rather than business partners.
Show original
Customer review & rating for:
Ratenkredit
08/16/2026Ralf
klug-finanziert.de Comment from klug-finanziert.de:
Dear Ralf,
Thank you so much for your continued trust and the great review. I really appreciated it, and as the saying goes: “I’d be happy to do it again.”
So if you ever have any questions, requests, or need a loan, just let me know. Thank you.
Warm regards,
Harald Preckel
5.00 out of 5
Excellent
Recommendation
Mr. Preckel provided my partner and me with excellent advice. Not only did he share his extensive knowledge and expertise on financing with us, but he also pointed out other aspects of buying a home and renovating that were very helpful to us. If we ever need financing again, we will definitely turn to him once more.
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Customer review & rating for:
kostenfreie Vorab-Beratung
08/13/2026Anonymously
klug-finanziert.de Comment from klug-finanziert.de:
Dear Prospective Clients,
Thank you very much for this review, and I look forward to hearing from you again for any future projects. Please take your time to find the right property, and feel free to reach out to me anytime if something comes up where I can assist you.
All the best until then, and sunny regards,
Harald Preckel
5.00 out of 5
Excellent
Recommendation
Mr. Preckel’s advice was professional, friendly, and tailored to our personal needs from start to finish. We really felt we were in good hands and will certainly turn to Mr. Preckel again for any future financing matters. Thank you very much for the excellent advice!
Show original
Customer review & rating for:
Baufinanzierung
07/27/2026Anonymously
klug-finanziert.de Comment from klug-finanziert.de:
Dear Clients,
Thank you so much for placing your trust in me and for allowing me to help you finance your home purchase. If you have any further questions, please feel free to reach out at any time. I’d be happy to continue guiding you through the rest of the process. And thank you for this wonderful review—I’m truly delighted by it.
Sincerely, Harald Preckel
5.00 out of 5
Excellent
Recommendation
This is now the second time we've sought Mr. Preckel's advice, and we're very satisfied. Thanks to his proactive, prompt, and straightforward approach—which always puts the client's interests first—he consistently achieves the best possible outcome for us. We'll be back. Thank you!
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Customer review & rating for:
Anschlussfinanzierung / Forward
07/23/2026Kasdorf
klug-finanziert.de Comment from klug-finanziert.de:
Dear Kasdorf Family,
Thank you so much for your continued trust in me and for allowing me to assist you with follow-up financing during this final phase. I’m glad you’re so satisfied and that you’ll reach out to me again when the time comes. Until then, take care and best regards!
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
Very knowledgeable and honest advice.
Show original
Customer review & rating for:
kostenfreie Vorab-Beratung
07/16/2026Rath-Kunsagi
klug-finanziert.de Comment from klug-finanziert.de:
Dear Rath-Kunsagi Family,
Thank you for reaching out to me for advice; I’m glad I was able to help you—and it seems I was successful. I’m glad you’re satisfied with my service, and I hope you’ll find a suitable property soon so that we can make your “dream of owning a home” a reality with the best possible financing.
So maybe see you soon...
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
Mr. Preckel’s highly knowledgeable and conscientious guidance made an unpleasant and protracted process manageable. For this, the entire family extends our personal thanks to him, because even if it’s “only” about money, it’s precisely what directly affects the quality of life of those closest to us. Knowing you’re in good hands is priceless! Hopefully, Mr. Preckel’s patience will last long enough to continue helping many other people who are in danger of getting lost amid AI request forms and chat logs. After all, “People who speak up can be helped!”—and Mr. Harald Preckel lives by that motto!
Show original
Customer review & rating for:
Bestandsbetreuung
07/01/2026Anonymously
klug-finanziert.de Comment from klug-finanziert.de:
Dear Customers,
Thank you very much for this wonderful review. I’m glad you appreciate my service and that I was able to help you. If you have any further questions, please know that I’m always happy to assist you.
Have a great day, and maybe we’ll see you again soon...
Sincerely, Harald Preckel
5.00 out of 5
Excellent
Recommendation
Extremely knowledgeable, always available
Show original
Customer review & rating for:
Baufinanzierung
06/29/2026Sabine
klug-finanziert.de Comment from klug-finanziert.de:
Dear Customer(s),
Thank you very much for your positive feedback. I’m pleased to hear that you are very satisfied, especially with regard to our expertise and responsiveness.
Thank you very much also for the recommendation you shared here.
If you have any further requests, please let me know. I’m always happy to assist you.
Until then, I wish you a smooth move into your new home, and perhaps we’ll see you soon...
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
From our initial contact through to the conclusion of the consultation, we found the entire process to be extremely professional, transparent, and client-focused. Communication was always friendly, reliable, and of a high professional standard. All of our questions were answered clearly, and the various financing options were explained in a clear and detailed manner.

Particularly noteworthy are the prompt handling of inquiries, the careful preparation of documents, and the dedicated support throughout the entire consultation process. It is clear that great importance is placed here on expertise, service quality, and personalized support.

Overall, a very positive experience that we can wholeheartedly recommend. Thank you very much for the excellent support and the pleasant collaboration.
Show original
Customer review & rating for:
kostenfreie Vorab-Beratung
06/10/2026Familie Pätz
klug-finanziert.de Comment from klug-finanziert.de:
Dear Pätz Family,
Thank you so much for your trust thus far and for the pleasant and productive discussions, even though the property we discussed will not be moving forward after all. I would like to take this opportunity to express my sincere gratitude for your wonderful review!
If you have something else in mind, please feel free to reach out to me at any time, as I would be more than happy to assist you with new projects as well.
Until then, take care, and perhaps we’ll see each other soon...
Yours, Harald Preckel
4.50 out of 5
Excellent
Recommendation
We were very satisfied with the consultation. Mr. Preckel takes plenty of time and addresses all questions calmly and competently. We really appreciated his honest and straightforward manner. We can wholeheartedly recommend Mr. Preckel.
Show original
Customer review & rating for:
kostenfreie Vorab-Beratung
05/30/2026Anonymously
klug-finanziert.de Comment from klug-finanziert.de:
Dear Interests,
I am pleased that I could and was able to help you. If anything becomes more concrete, please feel free to contact me again. I will also be happy to support you on your way to owning your own property.
So maybe I'll see you soon and have a good time.
Yours, Harald Preckel
4.90 out of 5
Excellent
Recommendation
I felt that Mr. Preckel gave me excellent advice. You can really tell there’s a wide selection of providers!
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Customer review & rating for:
Baufinanzierung
05/04/2026Max Kißgen
klug-finanziert.de Comment from klug-finanziert.de:
Dear Mr. Kißgen,
Thank you for your trust and thank you for your support in terms of "evaluation", even if it wasn't quite enough to get full marks... I had the feeling that I had found an individual solution in your case, but then that should be an incentive for the next time!
If you have any further questions or requests, I will be happy to help. Feel free to contact me at any time.
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
Mr. Preckel provided us with excellent advice, both professionally and personally.

Thanks to his extraordinary dedication—even while he was on vacation—he was able to ensure that we secured favorable loan terms even during a period of rising interest rates.

On behalf of my family, I would like to express my sincere gratitude for his excellent advice and tireless dedication.

His support was invaluable to us, especially during the stressful process of buying a home.

We can recommend Mr. Preckel without reservation and with full conviction, and we will certainly do so.
Thank you so much for everything!
Show original
Customer review & rating for:
Baufinanzierung
04/30/2026J. Kutlu
klug-finanziert.de Comment from klug-finanziert.de:
Dear Kutlu family,
I am very pleased that I was able to help you and of course I will continue to be at your disposal for any questions/requests.
I am also very happy about recommendations, which is how we came together for the topic of house purchase or construction financing.
And of course a big thank you for this review!
So I wish you continued success and a smooth move and maybe I'll see you soon...
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
I am very grateful for the excellent advice and support. My contact person always worked with me to develop a customized solution in a professional and patient manner, and was always willing to listen. His reliability, prompt responsiveness, and willingness to help were particularly helpful. Everything was perfect.
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Customer review & rating for:
Baufinanzierung
04/09/2026Tina
klug-finanziert.de Comment from klug-finanziert.de:
Dear customer,
Thank you very much for your detailed response and the positive feedback. I am pleased that I was able to help and wish you a good implementation of the last few steps. If you still need my support, just let me know.
Otherwise, have a good time and see you again soon...
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
Mr. Preckel offers expert advice and provides support in implementing the desired projects.
Show original
Customer review & rating for:
kostenfreie Vorab-Beratung
03/24/2026Bosch
klug-finanziert.de Comment from klug-finanziert.de:
Dear Bosch family,
Thank you for your review and the positive feedback.
If you find what you are looking for in your real estate search, please feel free to contact me again at any time and I will be happy to assist you further with your financing needs.
Until then, have a good time and best regards
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
Mr. Preckel gave us excellent advice and his information was transparent and easy to understand. He is extremely competent and trustworthy. We would recommend Mr. Preckel anytime. Thank you very much for your free preliminary consultation and future support with the financing project! Sincerely, the Küpper family
Show original
Customer review & rating for:
kostenfreie Vorab-Beratung
03/12/2026Küpper
klug-finanziert.de Comment from klug-finanziert.de:
Dear Küpper family,
Thank you very much for your great feedback.
And I am very pleased that you were so satisfied with the consultation
I look forward to providing you with further support as your plans become more concrete. If you have any further questions or requests, please do not hesitate to contact me at any time.
Have a good time and a successful search and best regards - Harald Preckel
5.00 out of 5
Excellent
Recommendation
I would particularly like to highlight the open nature of the conversation with Mr. Preckel, as well as the comprehensive advice. The focus was definitely on my personal project and not just on me as a customer for financing.
Show original
Customer review & rating for:
kostenfreie Vorab-Beratung
02/22/2026Asch
klug-finanziert.de Comment from klug-finanziert.de:
Dear Mr. Asch,
Thank you very much for your review and I am very pleased that I was able to help you. If you need anything again or have any other requests or questions, please feel free to contact me again at any time.
Until then, have a good time and we'll stay in touch...
Yours, Harald Preckel
26 Reviews from
1 other source
5.00 out of 5
Excellent
5.00 out of 5
Excellent
26 reviews on Google
 
07/03/2026
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All reviews and experiences about klug-finanziert.de are the subjective opinions of those who compose and submit them  |  The profile owner is responsible for the contents of this page  |   Profile active since 11/05/2018  |  Last update: 09/11/2026   |  Report profile

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