A serious and really good financial and retirement planning is always a holistic one. That's why I first listen to them carefully and then base my advice on their goals, wishes and needs.
In particular, I can offer them the following consulting services:
- A well thought-out pension and retirement plan
...
- Protection of their working capacity (occupational disability insurance and possible alternatives)
- Investment strategies in the fund area
The following services are offered through my team:
- a smooth settlement in the event of a claim
- Advice and comparisons on private health insurance
- advice and comparisons on all property insurances (private liability, household, legal protection, accident insurance) including unique coverage concepts
The following services are offered through external cooperation partners:
- Construction financing
- industrial insurances
- investment real estate
About my background:
At the age of 18, when I was still in vocational school, I became interested in finance. My vocational school teacher always told me that he bought shares and would go on vacation every year with the profits. That sounded super exciting and so I became very intensively involved with this topic. I subscribed to many trade magazines and bought my first stocks and funds at the age of 18. In the years 1998 - 2000 it was relatively easy to earn money with it. But then there was the crash on the Neuer Markt and I had to learn that it is not a one-way street. As a result of the terrorist attacks of September 11, 2001, there were further price losses. But I knew already then that external influences do not reflect the quality of stocks / companies and so in 2002 I invested a larger sum in some funds which doubled their value in a short time.
Professionally, there was a change in 2004, as I was recruited by a large financial distribution company, where I then worked until September 2007. In my job there and the associated training, I got to know the company and the products. Since this sales department unfortunately only worked with a very limited selection of partner companies, but promised the end customer "I'll find the best offer for you in the respective sector", I could not and did not want to continue working for the same company at this point and looked for a professional alternative.
Thus the step into the independence as an insurance broker took place to 01 January 2008. As a freelance insurance broker, I have the advantage of being able to access almost all companies and thus find the best price / performance ratio for the customer. With the help of high-quality comparison programs and analysis of the contract conditions, I can find the right product for each customer.
Since 01 September 2020, Mr. Krauße has been working as an office manager in my company. Among other things, he supports me in the area of claims processing, preparation of new offers and communication between customer - brokerage office - insurance company.
In October 2020, I started a partnership with VEMA, which results in further advantages for my customers. In addition to exclusive coverage concepts, i.e. better benefits, VEMA constantly negotiates discounts for the partner companies, so that in 2020, among other things, up to 35.0% discount in the motor vehicle sector was possible.
My principles:
The customer does not have to insure everything, but he should insure the really important risks, i.e. those that threaten his existence, very well. I select the products from the companies with the best price/performance ratio and a very good and fast claims handling. The experience shows that a customer should look for an advisor for all his insurances / finances, because only in this way it can be guaranteed that an optimal consultation takes place.
I have specialized in runners and young families, between 20 - 45 years. Being a father of two and a runner myself, I can understand the problems and fears of this target group very well and respond to them.
Are they looking for professional support for their financial matters? I.e.:
- An insurance broker who finds the best price/performance ratio for them, is there for them at all times in the event of a claim, and does his best for them?
- A financial broker who optimizes your retirement provisions, creates fund savings plans and keeps a constant eye on their development?
I offer you all of this with the utmost conviction! Please read also references of my clients: https://www.provenexpert.com/ronny-jaeschke/
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