We came to Mr. Michael Schmidt through a recommendation, and it was wonderful advice. As freelance artists, we are often hopelessly lost in the financial jungle. Mr. Michael Schmidt gave us excellent advice on how to invest a freed-up amount sensibly for old age. He always takes time, even for our small inquiries, and tries to make things more transparent for us through clear, factual language, and always finds a solution. We are very grateful for Mr. Michael Schmidt.