Mr. Gerner has been looking after me from day one of my self-employment in the areas of retirement provision and insurance. All in all, I feel very well looked after! The communication could hardly be better, the response times are invariably short and the app helps to keep everything in perspective. In terms of content, I don't know anyone who presents the topics so transparently, clearly and, above all, understandably. The analyses that Mr. Gerner has made are very structured and understandable even for the insurance layman. Even to very specific, individual or exception-related questions, Mr. Gerner has answers that indicate profound expertise. For questions to which he cannot provide an ad hoc answer, he has a good network and the curiosity to gain and share this knowledge. I can recommend Mr. Gernes with a clear conscience and can take care of my business with peace of mind, while knowing that my pension and insurance issues are in good hands.