I am not very well versed in insurance. In concrete terms, this means that I get in a bad mood when I read the "insurance German". Mr. Grote translates this for me and speaks directly about the advantages and disadvantages of a contract. I have gained great confidence in him, not least because he even advises me against useless contracts. Competent, careful, trustworthy, human, humorous. Many thanks for the years of help. I can only recommend you!