Mr. Jan Matthes has been my financial, insurance and pension advisor for years. I appreciate his expertise, his ability to quickly see through the complexity of issues and to communicate them in an understandable way. I have had many a financial advisor in my life. In comparison, I can say that Mr. Matthes surpasses every one of his colleagues in expertise, but also fairness, commitment and friendliness. Accordingly: clear recommendation! Ursula F.