Nikolai Torvelainen

A big thank you to Nikolai Torvelainen from MLP!
I would like to express my deepest gratitude for the excellent work Nikolai has done in introducing :pxtra to our company. His expertise and commitment have made a huge difference.
The introduction of :pxtra was a big step for us, but Nikolai guided us from the very beginning. His clear communication, patience and understanding of our individual needs made this process smooth.
Thanks to Nikolai, we now feel well positioned when it comes to digital employee benefits and can concentrate fully on our core business. His support goes far beyond business - he is a true partner you can rely on.
Nikolai, you are a real asset to MLP!

I can only warmly recommend you to everyone.
Susan B.

Thanks to Nikolai Torvelainen's expertise, we were able to introduce :pxtra, an attractive benefits program for our employees. The positive feedback from my colleagues shows that we hit the right nerve with this decision. Not only has :pxtra increased employee satisfaction, it has also made us a more attractive employer. I am convinced that :pxtra is an important building block for the success of our company. Many thanks to Nikolai Torvelainen, who has taken us a big step forward with :pxtra.

Precise, friendly, unpretentious-a pleasant person

We have had our robust portfolio with our financial planner Nikolai Torvelainen for years. I highly recommend this very comprehensively educated, personable individual to everyone.

We came to Nikolai Torvelainen on a recommendation to buy a property for our two children. He was able to help us very well with all services from one source. Thank you very much.

We came to Mr. Torvelainen on recommendation. Even after years, we are still extremely grateful for it. We would recommend Mr. Torvelainen without reservation. A stroke of luck.

The annual update meetings are always very helpful. You look into all areas. I have also been actively recommending Nikolai Torvelainen. However, he only takes 200 customers into active care.

I especially like the idea of the robust portfolio that Mr. Nikolai Torvelainen presented to me. However, it is only for people who already have at least 20,000 euros in their checking account, so it is not suitable for everyone.

Nicolai Torvelainen took a lot of time for the consultation, is extremely reliable and explains everything in great detail. What I found particularly positive is that he does not exert pressure. Good assistance with difficult decisions. I can only recommend Mr. Torvelainen. Thank you very much for your commitment!

Competent in his recommendations, takes into account individual needs, acts in the best interest of the customer, recommendations adapted to the needs, useful and helpful suggestions for optimization.

I recommend him because he is customer oriented, provides objective advice, and always has my concerns in mind.

Mr. Torvelainen has been advising me on all financial matters for some time. This is a topic that I had put off for ages. Now I have found a very individual and, above all, precisely tailored to my personal life situation solution with financial planning. This gives me a very good and, above all, secure feeling for the future. I can recommend Mr. Torvelainen especially to women who are in the same situation as I was.

I came to Nikolai Torvelainen on recommendation. To all my questions he seemed professionally confident and well trained. The initial meeting was focused on getting to know each other in general as well as my client needs and mutual expectations. I am already looking forward to the next appointments for my individual, profile-driven financial planning, because I don't want to put this topic off any longer now. I feel I am in very good hands here.

Close to the customer and very human! That's how I experienced Nikolai Torvelainen and his very high-quality advice, always tailored to my own situation, in a very pleasant conversational atmosphere. Since Corona times, everything is also done via Flexperto video meeting - that's great, because it saves me the trip through the city. That's how consulting should be, thank you.

After almost 10 years of support from Nikolai Torvelainen, it can be said in retrospect that the advice has always been professional, targeted and also successful in the long term. In addition to our old-age provision, we have now expanded our existing investment strategy to include a rented apartment as an investment. Here, too, we received everything from a single source. As always, we received the best possible support. Therefore, we can unreservedly recommend Nikolai Torvelainen and look forward to future cooperation.

My wife and I were looking for an investment in real estate. We went to him for advice. After an initial meeting, he added us to his list of interested parties and, after a comprehensive analysis, presented us with suitable options. He left the final decision to us as to what would suit us best. The communication was very reliable - that's what you want as a customer. Unrestricted recommendation from our side, if you are looking for a property as an investment. We are already looking forward to expanding our portfolio through him.

To date, I have had a very good experience with Mr. Nikolai Torvelainen. He goes into my needs very precisely, naming the light and shade of all possible solutions. As a customer, it is then very easy to decide which product is best suited to the individual in a trustworthy discussion atmosphere. The appointments with Nikolai Torvelainen are always very informative and he stands by me as a competent, very friendly and reliable discussion partner.

Mr. Torvelainen was able to explain complex topics such as real estate, financing and retirement planning very well and comprehensively in a simple manner. As a result, I have obtained and financed two properties through him in the last three years. He managed the processes very reliably and quickly for me.

Thanks to Nikolai Torvelainen, my long-standing project of owning my own property has finally come true. And that, even though I always thought it would be impossible as a freelancer.