The motto of my daily work is: "Understand finances - make the right decisions!"
Financial planning is not to be understood as a "sprint". It is about medium to long-term decisions that should be smart. ...Liquidity and wealth accumulation planning for people with a strong zest for life, who want to shape their financial future and have realized that there are issues on the way to "liquidity in every situation", which can be solved faster and more efficiently with external help. Imagine that today you have the opportunity to create the right route for your destination and desired port - and then someone offers you the opportunity to choose the right sea route and to sail around the rocks and sandbanks in a very relaxed way. How grateful would you be for this route?
You're probably wondering now if this works for you too? Put it to the test, make an appointment. I look forward to meeting you!
Nicolai Torvelainen took a lot of time for the consultation, is extremely reliable and explains everything in great detail. What I found particularly positive is that he does not exert pressure. Good assistance with difficult decisions. I can only recommend Mr. Torvelainen. Thank you very much for your commitment!
Mr. Torvelainen has been advising me on all financial matters for some time. This is a topic that I had put off for ages. Now I have found a very individual and, above all, precisely tailored to my personal life situation solution with financial planning. This gives me a very good and, above all, secure feeling for the future. I can recommend Mr. Torvelainen especially to women who are in the same situation as I was.
I came to Nikolai Torvelainen on recommendation. To all my questions he seemed professionally confident and well trained. The initial meeting was focused on getting to know each other in general as well as my client needs and mutual expectations. I am already looking forward to the next appointments for my individual, profile-driven financial planning, because I don't want to put this topic off any longer now. I feel I am in very good hands here.
Close to the customer and very human! That's how I experienced Nikolai Torvelainen and his very high-quality advice, always tailored to my own situation, in a very pleasant conversational atmosphere. Since Corona times, everything is also done via Flexperto video meeting - that's great, because it saves me the trip through the city. That's how consulting should be, thank you.
After almost 10 years of support from Nikolai Torvelainen, it can be said in retrospect that the advice has always been professional, targeted and also successful in the long term. In addition to our old-age provision, we have now expanded our existing investment strategy to include a rented apartment as an investment. Here, too, we received everything from a single source. As always, we received the best possible support. Therefore, we can unreservedly recommend Nikolai Torvelainen and look forward to future cooperation.
My wife and I were looking for an investment in real estate. We went to him for advice. After an initial meeting, he added us to his list of interested parties and, after a comprehensive analysis, presented us with suitable options. He left the final decision to us as to what would suit us best. The communication was very reliable - that's what you want as a customer. Unrestricted recommendation from our side, if you are looking for a property as an investment. We are already looking forward to expanding our portfolio through him.
To date, I have had a very good experience with Mr. Nikolai Torvelainen. He goes into my needs very precisely, naming the light and shade of all possible solutions. As a customer, it is then very easy to decide which product is best suited to the individual in a trustworthy discussion atmosphere. The appointments with Nikolai Torvelainen are always very informative and he stands by me as a competent, very friendly and reliable discussion partner.
Mr. Torvelainen was able to explain complex topics such as real estate, financing and retirement planning very well and comprehensively in a simple manner. As a result, I have obtained and financed two properties through him in the last three years. He managed the processes very reliably and quickly for me.
Nikolai Torvelainen provided us with competent advice and helpful support from the very first minute of our project to build a house with the accompanying construction financing. The personal, sympathetic support left nothing to be desired. Thank you very much ! I would recommend Mr. Torvelainen at any time.
Especially in Corona times, Nikolai Torvelainen is always easy to reach and very competent in answering my more general financial questions that I had regarding zero interest rate policy, rent brake and sustainable investment. The focus is always on my individual situation. I feel I am in good hands with him and can highly recommend him.
With his holistic consulting approach, Mr. Torvelainen was able to help me with all my issues in a structured, comprehensible and professional manner. I am very satisfied with the communication and appreciate the fact that we meet at least once a year for a check-up to update each other and make any necessary adjustments. I am very happy to recommend Nikolai Torvelainen.
I and my life have changed. Now I wanted to reposition myself. I moved to Potsdam. Nikolai Torvelainen helped me with my ideas and goals and supported me in creating structure and order in all my economic issues. He supported me in what I need now, contrasted the light and shadow of each solution for me. He thus helped me to draw up a roadmap and make my own decisions. An absolutely recommendable address, not only in Potsdam, because my consultation took place online in a modern and up-to-date manner.
Nikolai Torvelainen has been advising me for years in all financial areas, from standards to real estate financing. Due to the large selection of offers as well as the fast and competent online advice, I feel I am in good hands with him. His advice is excellent due to his always very good and understandable explanations, especially for more complex issues. Thank you very much.
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Profile active since 11/09/2017 | Last update: 05/04/2022
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