PKV-Welt is an independent insurance broker based in Bielefeld that has been
100% specialized in private health insurance since 2017. Founder Tim Bökemeier and his team provide personalized, market-wide, and independent advice nationwide, without
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being tied to any single provider. We assist with new policies, rate changes, and rate optimization in accordance with Section 204 of the German Insurance Contract Act (VVG), as well as with rates for civil servants and those eligible for government subsidies, private health insurance for the self-employed, employees, medical professionals, and families, and with complex cases such as policy denials, risk surcharges, or premium increases. Consultations are free for clients; premiums are the same as when purchasing directly from the insurer. We have served over 3,800 clients and conducted more than 5,000 health assessments. Contact: pkv-welt.de · +49 521 9779 8232 · kontakt@pkv-welt.de