In Germany, around 6-7 million people are considered over-indebted. They can no longer pay their bills and installments. At worst, rent and electricity are unpaid.
A life with fear and worries burdens the whole family. We show you what options you have to become debt-free.
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As a state-approved debt counseling center, we work for you free of charge.
In the last 15 years, we have been able to help over 5,000 people become debt-free.
Our debtor counseling and insolvency counseling includes the following services:
- Problem identification/target setting
- Clarification of crisis intervention
- Updating of debt sums
- Complete creditor correspondence
- preparation and implementation of debt settlement plans
- Issuance of a certificate on the failure of the out-of-court settlement Settlement
- assistance in filing for the opening of insolvency proceedings
The reduction of the insolvency period from 6 to 3 years should be a real blessing for many over-indebted people.
