Also in have always believed I would be top insured! As the saying goes, belief does not mean knowledge. I have now realized that. For years, I paid far too much for my insurance and was still not top insured. In the residential building insurance I had serious gaps, which would not have made a new building in the case of damage, possible! My disability insurance had disadvantageous clauses in the fine print, was too expensive and the pension was too low! Unfortunately, one is simply too TRUSTFUL and too BLUE-EYED with his insurances. Can only recommend everyone to get independent advice.
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