Hello,
I got to know Mr. Wolnitza in the Reddit financial forum as a very active and helpful user, who was always available with advice and assistance in matters of occupational disability, if the circumstances allowed it. I myself had already taken out an occupational disability policy years ago with a structured sales company, but only learned years later (through the Reddit forum) that you should rather avoid such structured sales companies (DVAG, SwissLife, etc.).
I then described my circumstances to Mr. Wolnitza, which unfortunately were not entirely simple. First, there was the BU with Rürup, which I had concluded, and then there was the aggravating factor that I was also undergoing therapeutic treatment in the meantime. For this reason, the process dragged on for over a year, because many insurance companies only wanted to insure me if psychosomatics were excluded (i.e. burnout, burnout caused by the illness, etc.). In some places, so-called renewed health checks are required for illnesses that occurred many years ago (in my case, it was two years at the time of contact).
This year, however, he and I found an insurance company that wanted to policy me. Together we switched to this VS, which is cheaper in the premium, significantly higher in the BU pension (over 40%!!!) AND also in the benefits generally better (I do not go into the details here, but the differences in the formulations of my "old" BU to the new are frightening!!).
All in all I am very grateful to him - on the one hand because of the time he invested in sum to organize a very good and suitable offer for me, and on the other hand because of the work he had to cancel the RüRup part of the old BU-VS. Who would have thought that an insurance company, whose name adorns a large stadium in the south of Germany, would turn out to be so customer-unfriendly ....
Well, I can only recommend Mr. Wolnitza to everyone. If you are looking for a sympathetic, competent and very talkative insurance broker, you won't go wrong with him - on the contrary, you are in the best hands. Some things could have run a bit more swiftly and smoothly for my taste (IT problems, etc.), but I could have pressed the gas pedal more, so that's not really a criticism on my part.
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