I have been very satisfied with KVm for many years, mainly because the financial and insurance advice is always explained in a way that I can understand, even as a beginner, and the options are always presented with advantages and disadvantages so that I can make an informed decision. The company also proactively points out favorable financial matters so that you can get the best for yourself.
The company also uses a tool for documentation and quick communication. All my contracts are "backed up online" and I can get an overview of my situation at any time. However, personal communication is never neglected.
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Jan Matthes