Norman Heckenbach

Independent investment advice & independent insurance brokerage Oberhausen

Norman Heckenbach
4.97 out of 5
Excellent
24 Reviews
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No, my reviews are not bought and my reviews are not fake.
I simply deliver good work.

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Norman Heckenbach
NH Consulting
Oskarstr. 49
46149 Oberhausen
Germany
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100% Recommended
5 stars 24
4 stars 0
3 stars 0
2 stars 0
1 star 0
Quality
Value
Services
Implementation
Consulting
Customer service
Excellent (4.83)
Cost-performance ratio
Excellent (5.00)
Top competencies

Professionalism

5.00 out of 5
7 Reviews

Raising awareness

5.00 out of 5
7 Reviews

Needs assessment

5.00 out of 5
7 Reviews

24 Reviews on ProvenExpert.com

4.97 out of 5
Excellent
5.00 out of 5
Excellent
Recommendation
Mr. Heckenbach takes sufficient time to respond to the wishes and questions of his clients. He always has an adequate answer ready that you would expect from an expert.
As a layman, he picked me up from where I was and prepared me very well for the first steps in investing. I can only recommend Mr. Heckenbach.
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Customer review & rating for:
Norman Heckenbach
03/28/2024Fabian L.
Norman Heckenbach Comment from Norman Heckenbach:
Hello Mr. L.,

I am particularly pleased about such a great review :-).

And above all, I am delighted for every investor in Germany who is now also taking advantage of the benefits of investment saving. Because the fact is: you can't lose money on the stock market - if you stick to 4 rules.

Since the introduction of the EURO (01.01.2002), anyone who saves
100 €
in a broadly diversified, globally distributed fund portfolio would have saved a total of
26.400 €
and the value of the fund portfolio today would be
51.600 €
today.

This would have beaten inflation every year on average. Which is also desperately needed given the constant rise in prices.
You can find more information here: https://www.nh-consulting.info/umfrage-boerse

I look forward to working with you and to beating inflation in the long term.
Norman Heckenbach
5.00 out of 5
Excellent
Recommendation
Mr. Heckenbach is very reliable and competent. His advice is tailored to individual needs and his explanations are easy to understand. I feel that I am in good hands with him.
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Customer review & rating for:
Norman Heckenbach
03/07/2024Frau P.
Norman Heckenbach Comment from Norman Heckenbach:
Hello Mrs. P.,

Thank you very much for your review.
I'm pleased that you understand things so well. It's the only way to stay on the ball and know what's actually happening with your money.

Please feel free to contact me if you have any questions.

As you know:
I'm just a mouse click away. You can enter a telephone appointment in my calendar at any time:

https://app.flexperto.com/berater/norman.heckenbach


Best regards
Norman Heckenbach
5.00 out of 5
Excellent
Recommendation
I particularly liked the initial meeting, during which a basis for communication was created in such a way that an understanding of the various aspects of financial planning was established. I couldn't have wished for more honest and better advice!
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Customer review & rating for:
Norman Heckenbach
12/23/2023Christian S.
Norman Heckenbach Comment from Norman Heckenbach:
Hi Christian,

Thank you very much for taking the time to write this review :-).

I am of course delighted that you are so satisfied. Exactly what you describe (understanding financial planning) is particularly important to me so that the customer understands what is happening with their finances.

I'm already looking forward to working with you again in the coming years!

Norman Heckenbach
5.00 out of 5
Excellent
Recommendation
Wide range of topics, fast accessibility :-)
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Customer review & rating for:
Norman Heckenbach
09/07/2022M.
Norman Heckenbach Comment from Norman Heckenbach:
Hey Miriam,

thank you very much for the great review! I look forward to further collaboration, then the entire range of topics even comes through properly in the next few years.
For an even better accessibility just click on my calendar as always and enter a meeting date:

https://app.flexperto.com/berater/norman.heckenbach

Many greetings to all
Norman
5.00 out of 5
Excellent
Recommendation
Mr. Heckenbach is very sympathetic and explained all our questions in an expert manner. In doing so, he showed consideration for "Otto normal consumers" and did not use technical terms, so that we were able to follow the conversation very well. We will gladly use his services again.
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Customer review & rating for:
Norman Heckenbach
02/19/2021Anonymously
Norman Heckenbach Comment from Norman Heckenbach:
Thank you very much for the positive review. Especially in the financial industry many products or concepts are very complicated and intransparent. My goal is indeed always to find a way to explain these complicated things so that everyone understands :-).
5.00 out of 5
Excellent
Recommendation
One feels in good hands with Mr. Heckenbach, there is soon a familiar relationship. His advice is competent and demonstrates great knowledge. He is not pushy and does not try to talk you into anything.
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Customer review & rating for:
Norman Heckenbach
04/25/2020Dieter R.
Norman Heckenbach Comment from Norman Heckenbach:
Dear Mr. R.,

Thank you very much for taking the time to give this good review.
I am glad that I was able to help you and that you have a good feeling about the cooperation.

Best regards
Norman Heckenbach
5.00 out of 5
Excellent
Recommendation
Everything very professionally and explained well understandable for laymen!
Show original
Customer review & rating for:
Norman Heckenbach
04/23/2020Anonymously
Norman Heckenbach Comment from Norman Heckenbach:
such a positive review I am of course particularly pleased! Thank you very much!
You can find more explanations of the complicated financial language in a simple form at my two Youtube channels:

1. NH Consulting:
This Youtube channel provides explanations of products and financial concepts:
https://www.youtube.com/channel/UCpEIxnEM45MSYcsv7s2j8qQ/videos

2. financial ABC
On this Youtube channel you will get explanations about all complicated financial concepts:
https://www.youtube.com/channel/UCbqlKm4AB-uOyZTRYBBuq5Q/videos

New videos are being added all the time.
If you miss a topic, feel free to let us know and a video on your topic will not be long in coming.
5.00 out of 5
Excellent
Recommendation
A very nice, competent and innovative financial advisor. I felt understood at all times and am very satisfied with the result.
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Customer review & rating for:
Norman Heckenbach
03/10/2020Christian B.
Norman Heckenbach Comment from Norman Heckenbach:
Dear Christian,

Satisfied customers are the highest honor. I am glad that you are so satisfied with the result.

I am looking forward to further cooperation
Norman
5.00 out of 5
Excellent
Recommendation
fast and reliable handling of the requirements to be implemented,
trustworthy consulting and high professional competence,
through the cooperation we were able to implement competent solutions and services that represent a high added value for me,
I am already looking forward to further recommendations and solutions that will bring me financial benefits.
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Customer review & rating for:
Norman Heckenbach
03/09/2020Margit H.
Norman Heckenbach Comment from Norman Heckenbach:
Dear Mrs. H,

Your evaluation sums up what is paramount in customer consulting: namely, achieving higher financial benefits than if the customer were to seek advice from a bank or insurance company.
Due to the independence in consulting and the high level of expertise, it is possible to combine ideas and concepts. Which leads to special solutions.

Just like you, I am already looking forward to further financial benefits for you.
Until then all the best
Norman Heckenbach
4.80 out of 5
Excellent
Recommendation
The advice was great and you got everything explained in great detail!
Recommend it to everyone.
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Customer review & rating for:
Norman Heckenbach
02/28/2020Daniel B.
Norman Heckenbach Comment from Norman Heckenbach:
Hi Daniel,

Thank you for taking the time to write this review.
Of course I'm glad that you had such a great experience and that the playful way of explaining things reached you in such a way that you understood everything!

Best regards
Norman
5.00 out of 5
Excellent
Recommendation
A reliable and well-informed consultant.
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Customer review & rating for:
Norman Heckenbach
02/24/2020Christian K.
Norman Heckenbach Comment from Norman Heckenbach:
Hey Christian, thanks a lot for your review :-)
5.00 out of 5
Excellent
Recommendation
Mr. Heckenbach adapts all contracts to the current needs and does not cover things that would only be needed in retirement age, for example.
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Customer review & rating for:
Norman Heckenbach
02/24/2020Dominik H.
Norman Heckenbach Comment from Norman Heckenbach:
Hello Mr. H.,

You have perfectly summarized the advantage a client has with an independent advisor :-).
While customers with advisors who cover only one company and only one area always get only one topic explained (e.g. hedging, asset accumulation, taxes, etc.), customers with an independent advisor get a TOTAL CONCEPT that is coordinated with each other.

Best regards
Norman Heckenbach
4.60 out of 5
Excellent
Recommendation
Personalized advice
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Customer review & rating for:
Norman Heckenbach
02/20/2020Anonymously
Norman Heckenbach Comment from Norman Heckenbach:
Thank you for 4.6 out of 5.0 stars :-).
There seems to be room for improvement in the areas of "implementation" and "consulting".
Unfortunately, your rating is anonymous.
Please contact us, then it is easier to understand what can be done better.
5.00 out of 5
Excellent
Recommendation
Independent, competent advice and very straightforward, direct customer service.
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Customer review & rating for:
Norman Heckenbach
02/20/2020Sara R.
Norman Heckenbach Comment from Norman Heckenbach:
Hi Sara,

thank you so much for taking the time to write such a good review.

The phrase "independent, competent advice" you have copied from the video from my homepage ;-).

https://www.nh-consulting.info/


Many greetings to the family
Norman
5.00 out of 5
Excellent
Recommendation
Very reliable and competent advice.
He takes time for his customers and takes care of their needs perfectly.
The advice is tailored to each individual.
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Customer review & rating for:
Norman Heckenbach
11/08/2019Lukas B.
Norman Heckenbach Comment from Norman Heckenbach:
Hi Lukas,

glad you like the approach so much and thank you for the very good review.
I am looking forward to our 10th anniversary of our business relationship in March 2023 :-) !

Many greetings
Norman
5.00 out of 5
Excellent
Recommendation
Mr. Heckenbach explains things so well, with a lot of patience and calm, that you understand it as a loan. I wish him much success and all the best for the next few years, and that I can still stay in touch with him for a long time.
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Customer review & rating for:
Norman Heckenbach
11/07/2019Marion S.
Norman Heckenbach Comment from Norman Heckenbach:
Hi Marion, thank you very much for your review. If it's up to me, we can gladly work together long-term in the next few years and set up your finances well :-)

Many greetings to all
Norman
5.00 out of 5
Excellent
Recommendation
Our business relationship is already many years old. Norman Heckenbach shows an interest in the person, also gets in touch just like that in between and asks how things are going. He helps when I'm looking for a suitable product, from insurance to investments, but also comes up with his own ideas when he's discovered a product that he's convinced of and believes suits me. He answers all open questions and is understanding when one needs time to think things over.
I can recommend him without reservation.
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Customer review & rating for:
Norman Heckenbach
11/07/2019Uwe B.
Norman Heckenbach Comment from Norman Heckenbach:
Hey Uwe,

I'm glad that you find our collaboration as relaxed as I do :-).
The reason for this is that I simply have a lot of fun with my work and it's not like sitting around in the office.
That's how good ideas come about :-).

Thanks for your nice review and see you soon
Norman
5.00 out of 5
Excellent
Recommendation
Very competent and individual advice. Really tries to make everything possible.
Show original
Customer review & rating for:
Norman Heckenbach
10/27/2018Sebastian L.
Norman Heckenbach Comment from Norman Heckenbach:
Dear Mr. L.,

thank you for the great review :-). I myself always get a cramp when I call as a customer somewhere where I am a customer and then have someone on the phone with "nope but that's not possible" or "so that will be very complicated in any case".
Therefore also on my homepage at the "About Me" page the motto "Either we find a way, or we make one".

https://www.nh-consulting.info/ueber-mich

Many greetings
Norman Heckenbach
5.00 out of 5
Excellent
Recommendation
Rating for:
Norman Heckenbach
01/17/2022U.
Norman Heckenbach Comment from Norman Heckenbach:
Dear family U.,

thank you very much for the great review :-). I look forward to implementing the discussed benefits with you.

Many greetings
Norman Heckenbach
5.00 out of 5
Excellent
Recommendation
Rating for:
Norman Heckenbach
02/27/2020Karin L.
Norman Heckenbach Comment from Norman Heckenbach:
Hi Karin,

thank you for the 5 stars and nice that you are so satisfied :-).

Many greetings to all
Norman
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All reviews and experiences about Norman Heckenbach are the subjective opinions of those who compose and submit them  |  The profile owner is responsible for the contents of this page  |   Profile active since 10/26/2018  |  Last update: 03/29/2024   |  Report profile

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