Traditional investment, financial and asset advisors sell you financial products and receive commissions in return. Do you believe that honest and independent financial advice is possible at all?
Truly independent financial advice in your... interest can only be guaranteed if the advice is provided exclusively on a fee basis - as you know it from tax advisors or lawyers, for example. This type of advice is known as fee-based advice and is becoming increasingly popular in this country.
As a fee-based advisor in Cologne, we have specialized in the needs of wealthy "Best Agers" - the so-called 50plus generation. The focus is on securing the desired standard of living in well-earned retirement, maintaining constant self-determination and tax-optimized estate planning.
With our comprehensive retirement planning, we focus on foresight. This is the only way we can ensure high-quality investment advice and asset management. The result: your financial serenity.
Very good and competent advice. Mr. Kemmler took a lot of time for an analysis and all my questions, which he answered comprehensively and understandably. I felt very comfortable. Highly recommended! Thank you very much!
For a long time, I put off the topic of retirement planning and investing. As a self-employed person, however, I finally had to think about it. By a happy coincidence, I came into contact with Mr. Kemmler and was advised by him competently and very openly. He familiarized me with money investment in the form of ETF's. Thereupon I decided for it and I am very glad that I finally took this step.
If you are also looking for independent and fair advice, you will find it here at Rheinplan.
I can only recommend it!
We have come to know Mr. Kemmler as an extremely committed, friendly and expert consultant. In addition to the professional and "layman-compatible" advice, we are particularly impressed by how quickly and competently Mr. Kemmler responds to queries of all kinds. Thus, we feel that we are in the best hands and hope for a long and productive cooperation.
I am a fee-based consultant myself and very much appreciate the exchange with Stefan Kemmler. He supported me with his know-how in fee-based consulting at the beginning of my business start-up. Professionally, Stefan Kemmler is an absolute expert, especially in the area of retirement planning.
Really competent and transparent advice from Mr. Kemmler! He was very responsive to personal concerns. Mr. Kemmler was also able to explain the topic of finances simply for me as a layman. I felt in good hands and well advised. Thank you very much!
Mr. Kemmler is a sympathetic and competent contact person. I have avoided this topic for years because I did not want to deal with a "sleazy" investment advisor. Thanks to Mr. Kemmler, I was now able to tackle my goal within a few weeks.
In a free initial consultation, Mr. Kemmler first asked about the requirements and expectations of the consultation as well as the current income and asset situation. In my specific case, it was about general asset and pension planning as well as the topics of occupational disability and daily sickness benefits ("basic coverage") at the (relative) beginning of my professional life. It was important to me to receive completely independent advice, independent of products and the commissions that usually go along with them. These commissions are common with insurance consultants who offer "free" "advice" and are ultimately always paid by the customer (in the form of missing returns).
The fee was transparently stated in the initial meeting and a clear framework was defined. The advice is not cheap, however, it became apparent to me after a short research that the conclusion of products on a commission basis would be significantly more expensive in the end over the term.
Before the actual consultation, the income situation, existing assets & insurance, the pers. Goals as well as any previous knowledge in the financial area in detail queried and on this basis the consultation prepared.
The actual consultation is then divided into several points, through which one goes together. Unclear points and questions are answered directly.
I am very satisfied with the result of my consultation, as I received well-founded recommendations instead of a sales pitch. Mr. Kemmler understood my goals very well, which can be seen in the result of the consultation. At no time was there an attempt to sell me an expensive (annuity) insurance product, as it is not the optimum in my case.
If my income or asset situation changes fundamentally, I will use the advice of Mr. Kemmler again. I can therefore only recommend the fee-based consulting at Rheinplan.
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Profile active since 09/12/2019 | Last update: 10/03/2023
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