Frank Kramer

We value Frank Kramer as a long-standing companion in insurance matters and our pension provision. Holistic advice is Mr. Kramer's top priority. Needs-oriented advice is obviously very important to him. At no time do you get the feeling that you are being "persuaded" to take out a product that does not meet your personal needs or situation. When concluding contracts, Mr. Kramer takes great care to include as much as possible in the scope of benefits, but never more than necessary. This often guarantees fair rates. Mr. Kramer's profile is rounded off by good market observation and outstanding ability to communicate the benefits of a product as well as its opportunities and risks. Even advising against a new trend in the industry if it does not contribute to better personal protection or provision creates additional trust.
Support in urgent cases - most recently during the floods in July 2021 and only a week later during a car accident - is usually provided promptly, even at weekends and outside regular office hours, whether by email or personal phone call.
His "Cologne cheerfulness" ensures that we always have friendly, entertaining conversations in a relaxed atmosphere, even at personal meetings at our home or away from home - even when it comes to supposedly "boring" insurance topics.
We would recommend Frank Kramer without reservation and look forward to working with him again in the future.

Mr. Kramer has a very pleasant and serious manner. He keeps all appointments punctually and allows plenty of time to discuss everything calmly. He is happy to explain everything twice and even a third time if necessary. He understands you and finds the right solution for every "problem".
I would recommend Mr. Kramer at any time.

Very good

Mr. Kramer has been a competent, reliable and attentive contact person in the area of insurance/provision/finances for our family for many years. Thanks to him and his comprehensive expertise, all important insurance policies (e.g. disability insurance, pension insurance/life insurance, legal protection, liability, motor vehicle, travel insurance, health insurance, accident insurance) are covered by one contact person. He always takes plenty of time for advice, listens carefully and finds individual solutions tailored to your life situation. He also explains things in a way that is understandable to laypeople (several times if necessary). If you have any questions and/or problems, he can be reached via various communication channels and provides prompt support.

It was a very good and competent consultation.
I felt comfortable and well informed in every respect. Thank you very much

Mr. Kramer takes a lot of time, listens attentively and responds comprehensively and considerately to the personal situation. He is always approachable and offers quick, uncomplicated and relevant support in various areas of life. All of this has convinced me - contrary to my previous convictions - of the value of insurance and financial and occupational pensions. Thank you very much!

Mr. Kramer has been looking after my affairs for a few years now. And I'm very happy about that. Mr. Kramer communicates everything in such a way that everyone understands why it's happening. He doesn't try to talk a person into something they don't need. He offers exactly the right thing and fully stands behind these services. And that alone gives you a feeling of security. I hope for many more good years in which I can get such good advice.

Mr. Kramer is always there for us and is always on hand with help and advice