I have just had a conversation with Mr. Hübner about a disability insurance offer from my insurance company. I have been very satisfied with this insurance so far, but I still wanted to have the BU checked out, as it is a very important insurance. First of all, he introduced himself and the company "Versicherungen mit Kopf" and explained the basics of occupational disability insurance to me. We then went through the offer I already had from my insurance company in detail and he explained to me what was important. Any questions I had were answered in a very professional and understandable way. Due to the fact that Mr. Hübner (like all his colleagues) is basically an intermediary, I thought that they were trying to talk me out of this insurance in order to win me as a customer. But that was absolutely not the case: I was told right at the beginning that I wouldn't do anything wrong with this insurance. Mr. Hübner then gave me some recommendations for adjusting my offer (benefit supplement, possibly outsourcing the care option, amount of pension, clauses, etc.). He also picked out other insurance policies for me to compare for the same conditions/benefits, and there were actually even cheaper ones. However, these were by no means forced on me, as the offer I had was not bad either. I can now sleep with a clear conscience, as I am now sure that I am not doing anything wrong with the BU offer I have. If I wasn't already so happy with my previous insurance, I would switch immediately. I felt well advised all round and can recommend "Versicherungen mit Kopf" in any case. Many thanks again for the competent advice!
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