I came to finfero because, in my late twenties, I had growing doubts about whether my existing insurance policies and assets even fit my lifestyle and goals, and I wanted to have them independently put to the test before taking out any more insurance indiscriminately (in favor of a pseudo sense of security and my broker's sales numbers).
In addition to all the "smaller" insurances I had taken out faithfully at my home village branch, however, I was still missing one crucial coverage that I had previously shied away from because of its relatively larger dimension:
Disability insurance. After another consultation with one of the major insurance companies, I was irritated by how superficially and flatly any smooth amounts were calculated for the insured event, without really addressing my lifestyle or specifically my profession (sports therapist).
After my pain threshold was soon reached, what monthly flows into supplementary dental insurance and Co., I was overwhelmed in my decision and was fed up with overly enthusiastic seeming, in sales talks through-trained insurance agents.
So I turned to Mr. Pinck/finfero to finally get independent advice and put everything to the test, where my interests are in the foreground and not the commission.
Completely contrary to my opinion that fee-based consulting only makes sense for those who are dealing with much larger sums and assets, Mr. Pinck took a lot of time for me and I never felt less important.
He picked me up where I stood and thanks to the very clear software, I was able, by now somewhat branded, to see for myself by means of the figures and reference values where I was underinsured, but also partly overinsured. This strengthened me immensely in my decision to take my finances into my own hands and to critically select what my strategy is for sustainable asset accumulation and protection in the event of an emergency. At no point did I feel pressured to immediately take out everything possible, but on the contrary - to prioritize what suits me.
In the meantime, I have concluded my BU (thanks to his DIN-normed licenses directly) via Mr. Pinck with a different insurance company than originally intended, where I have saved myself a lot of money on the one hand, but, more importantly, found a product that fits my standard of living (yet with foresight) and profession.
I am grateful that Mr. Pinck and his team (Mrs. Linnerer for her very reliable and quick answers and Mr. Pinck jr. for the evaluations) support me expertly and highly qualified in all questions, also by phone and by mail, to control my finances and insurances self-determined. The sustainable claim, as I have it in my patient:inside care (help for self-help), is absolutely reflected here and yet I am supported professionally.
The use of the software makes it possible to adjust and recheck the data at any time in case of changing factors. The independence, the high-ranking DIN certification and the high expertise absolutely speak for the necessary trustworthiness when it comes to finances.
The convenient possibility to manage and compare my assets via finfero are further absolute pro-arguments for me due to the holistic view and fixed contact persons who have insight into all policies and can and may put them into relation.
For me it was the absolutely correct decision to overcome the inhibition before the expenditure of a "fee advisor" in mine and to take it into the hand. Especially that also young, usually less wealthy people/students are considered in the offer mirror I find class and farsighted.
I would definitely recommend the advice at finfero.
Mr. Pinck is the best consultant I have ever encountered. He takes a lot of time, puts himself in the personal situation and attaches great importance to conveying the knowledge in an understandable way. I feel very well advised and in good hands and have the feeling that I am in a good position.
I have never had such good advice in my life as with finfero.
First of all, an overview of my person and situation was made. They take the time to work out the best possible solution for the person.
With many other consultants or agencies, it's all about deals.
Mr. Pinck has been advising us on our insurance policies for more than seven years. We greatly appreciate his extremely competent expertise and would like to express our sincere thanks to him for always taking so much time at the consultation appointments to explain to us comprehensively the necessary details of the contracts. Through his advice, we have brought old insurance policies up to date, adapted to our current lifetime, which saves us quite a bit in annual expenses. We feel that we are in good hands with Finfero and wish the company continued success.
Helene and Dimitrios Nikitopoulos
When we entered retirement age, it was necessary to adjust our existing contracts. Ms. Linnerer from FINFERO GmbH helped us in the best possible way. Through the many adjustments, we save ourselves considerable contributions each year and have the certainty that we are now covered according to our needs and at a reasonable price. We can only recommend Ms. Linnerer.
Philipp and Elisabeth S., retired couple from Schechen
Since 1997 I have been comprehensively advised by Mr. Pinck in all financial matters for my family. No matter if asset accumulation, insurances or real estate. I would like to particularly emphasize the "construction" of my various financings to my real estate. In the last 25 years I have been able to save a lot of money by including special contract details and adapting them to the changing markets as well as our personal life situation. Mr. Pinck asks very detailed questions during the consultation. One always has the feeling that he considers each project as his own. At the same time, the contractual details are explained to you in such a way that they seem simple and understandable even to a borrower. I can only warmly recommend the consultation.
Adrian Wieser, Dipl. Ing. Aerospace Engineering
I have been a customer of finfero from the very beginning because I was looking for alternatives from too expensive insurance payments due to high hidden commissions for financial advisors and thus no longer having confidence in the financial industry.
In all these years I am still happy to have changed from a very well known financial consulting company to finfero and my trust has never been disappointed.
Above all, I would like to emphasize the comprehensive holistic advice, where advice is given down to the smallest details and what is best for me is weighed up according to my needs. It doesn't matter whether it's my pension contracts with the utilization of the optimal allowances and tax benefits, my everyday insurance policies, my investments or even my real estate financing.
Branch manager as well as self-employed stylist and make-up artist (www.karo-schroft.de)
For 7 years now I have been advised and supported by Finfero GmbH in all my financial matters. Since I was "afflicted" with all kinds of contracts that had accumulated in the past, I was grateful to be given a clear overview. My contracts were checked for reasonableness and adjusted according to my real needs. In the process, I also became aware of the difference between an insurance agent and an independent and holistic consultation. In the end, I now save several hundred euros a year. Perfect for me. I can definitely recommend the Finfero team to others.
Among other things, I was advised by Mr. Pinck in the area of asset transfer (real estate). Thanks to his in-depth experience and expertise in many individual details, I was able to set the right course for the future. Above all, all parties involved became aware of how important it is to take care of derelei topics at an early stage. Since this consultation lasted several years, I am very grateful for the perseverance. I can only recommend Mr. Pinck.
Stefan Linnerer, Managing Director M7 Veranstaltungstechnik GmbH
We have been advised by Mr. Pinck, Finfero GmbH, in all financial and insurance matters for over 20 years. During this time, we have always been able to rely on Mr. Pinck's helpfulness and professional competence. Above all, we would like to mention the support we received in our three claims. Thanks to his professional help, we were finally able to settle all claims with the respective insurance companies in our favor. This saved us a lot of worries. We can only recommend Finfero.
Peter and Gertraud Enzinger from Rosenheim
Retired police officer and administrative employee
My trust and belief in my consultant Peter Pinck and FINFERO has changed my financial future 100% positively. Peter goes above and beyond the call of duty, taking my worries and concerns away, dealing with every short and long term eventuality whilst allowing me to live very comfortably and securely in the present. Investment objectives have been particularly enlightening and smart suggestions proven invaluable. Thank you so much!
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Profile active since 11/11/2015 | Last update: 09/12/2022
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