klug-finanziert.de

Construction financing for houses and condominiums in NRW: Bonn, Rhine-Sieg, Cologne

klug-finanziert.de

CUSTOMERS' CHOICE 2026
TOP SERVICE PROVIDER 2026
4.96 out of 5
Excellent
505 Reviews
Contact information
If you want to buy a property, a house, an apartment or a multi-family house and are looking for a construction financing / real estate financing in the region Rhein-Sieg, Bonn, Cologne, Sankt Augustin, Siegburg, Hennef, Troisdorf, Niederkassel,...

Contact information

klug-finanziert.de
Kamillenweg 16-18
53757 Sankt Augustin
Germany
Directions

Contact person
Harald Preckel

100% Recommended
5 stars 471
3 stars 0
2 stars 0
1 star 0
Excellent (4.99)
Top competencies

Expertise

4.97 out of 5
95 Reviews

Raising awareness

4.96 out of 5
93 Reviews

Professionalism

4.96 out of 5
93 Reviews

480 Reviews on ProvenExpert.com

4.96 out of 5
Excellent
4.50 out of 5
Excellent
Recommendation
We were very satisfied with the consultation. Mr. Preckel takes plenty of time and addresses all questions calmly and competently. We really appreciated his honest and straightforward manner. We can wholeheartedly recommend Mr. Preckel.
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Customer review & rating for:
kostenfreie Vorab-Beratung
30/05/2026Anonymously
klug-finanziert.de Comment from klug-finanziert.de:
Dear Interests,
I am pleased that I could and was able to help you. If anything becomes more concrete, please feel free to contact me again. I will also be happy to support you on your way to owning your own property.
So maybe I'll see you soon and have a good time.
Yours, Harald Preckel
4.90 out of 5
Excellent
Recommendation
I felt that Mr. Preckel gave me excellent advice. You can really tell there’s a wide selection of providers!
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Customer review & rating for:
Baufinanzierung
04/05/2026Max Kißgen
klug-finanziert.de Comment from klug-finanziert.de:
Dear Mr. Kißgen,
Thank you for your trust and thank you for your support in terms of "evaluation", even if it wasn't quite enough to get full marks... I had the feeling that I had found an individual solution in your case, but then that should be an incentive for the next time!
If you have any further questions or requests, I will be happy to help. Feel free to contact me at any time.
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
Mr. Preckel provided us with excellent advice, both professionally and personally.

Thanks to his extraordinary dedication—even while he was on vacation—he was able to ensure that we secured favorable loan terms even during a period of rising interest rates.

On behalf of my family, I would like to express my sincere gratitude for his excellent advice and tireless dedication.

His support was invaluable to us, especially during the stressful process of buying a home.

We can recommend Mr. Preckel without reservation and with full conviction, and we will certainly do so.
Thank you so much for everything!
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Customer review & rating for:
Baufinanzierung
30/04/2026J. Kutlu
klug-finanziert.de Comment from klug-finanziert.de:
Dear Kutlu family,
I am very pleased that I was able to help you and of course I will continue to be at your disposal for any questions/requests.
I am also very happy about recommendations, which is how we came together for the topic of house purchase or construction financing.
And of course a big thank you for this review!
So I wish you continued success and a smooth move and maybe I'll see you soon...
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
I am very grateful for the excellent advice and support. My contact person always worked with me to develop a customized solution in a professional and patient manner, and was always willing to listen. His reliability, prompt responsiveness, and willingness to help were particularly helpful. Everything was perfect.
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Customer review & rating for:
Baufinanzierung
09/04/2026Tina
klug-finanziert.de Comment from klug-finanziert.de:
Dear customer,
Thank you very much for your detailed response and the positive feedback. I am pleased that I was able to help and wish you a good implementation of the last few steps. If you still need my support, just let me know.
Otherwise, have a good time and see you again soon...
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
Mr. Preckel offers expert advice and provides support in implementing the desired projects.
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Customer review & rating for:
kostenfreie Vorab-Beratung
24/03/2026Bosch
klug-finanziert.de Comment from klug-finanziert.de:
Dear Bosch family,
Thank you for your review and the positive feedback.
If you find what you are looking for in your real estate search, please feel free to contact me again at any time and I will be happy to assist you further with your financing needs.
Until then, have a good time and best regards
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
Mr. Preckel gave us excellent advice and his information was transparent and easy to understand. He is extremely competent and trustworthy. We would recommend Mr. Preckel anytime. Thank you very much for your free preliminary consultation and future support with the financing project! Sincerely, the Küpper family
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Customer review & rating for:
kostenfreie Vorab-Beratung
12/03/2026Küpper
klug-finanziert.de Comment from klug-finanziert.de:
Dear Küpper family,
Thank you very much for your great feedback.
And I am very pleased that you were so satisfied with the consultation
I look forward to providing you with further support as your plans become more concrete. If you have any further questions or requests, please do not hesitate to contact me at any time.
Have a good time and a successful search and best regards - Harald Preckel
5.00 out of 5
Excellent
Recommendation
I would particularly like to highlight the open nature of the conversation with Mr. Preckel, as well as the comprehensive advice. The focus was definitely on my personal project and not just on me as a customer for financing.
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Customer review & rating for:
kostenfreie Vorab-Beratung
22/02/2026Asch
klug-finanziert.de Comment from klug-finanziert.de:
Dear Mr. Asch,
Thank you very much for your review and I am very pleased that I was able to help you. If you need anything again or have any other requests or questions, please feel free to contact me again at any time.
Until then, have a good time and we'll stay in touch...
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
We feel that Mr. Preckel has provided us with excellent advice in every respect and are therefore very happy to award him full marks. We were particularly impressed by his extensive expertise; he was able to answer all of our questions in detail and also gave us valuable advice on topics related to construction financing, pointing out where it would be useful to seek additional information. This gave us the feeling of being in safe hands and receiving comprehensive support at all times.

As we had previously had a very bad experience with a larger company, we approached the new consultation with a certain amount of skepticism. We were therefore all the more pleasantly surprised by how individually and attentively Mr. Preckel responded to our unusual situation. We were taken seriously, given clear explanations, and never left with unanswered questions. After each meeting, we went home feeling good and confident.

We are very pleased to have finalized our financing together with Mr. Preckel and can recommend him without reservation.
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Customer review & rating for:
kostenfreie Vorab-Beratung
18/02/2026Jonas
klug-finanziert.de Comment from klug-finanziert.de:
Dear Jonas family,
Thank you very much for this great review and description of our work together so far. I am pleased that you were with me and that I was able to help you. If everything becomes more concrete, you are welcome to come back to me at any time and of course I will then accompany you through the entire process of construction financing and will remain your contact person at all times.
So maybe I'll see you soon and until then, have a good time...
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
We have been advised by Mr. Preckel on home financing on several occasions, and just like the first time, we were very satisfied with his friendly, open-minded, honest, and competent advice. Mr. Preckel explains the possible financing plan in detail and comprehensively, pointing out the risks and opportunities. You simply feel that you are in very good hands. Thank you, Mr. Preckel, for your time. We will recommend you to others!
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Customer review & rating for:
Bestandsbetreuung
11/02/2026Familie Stefanischin
klug-finanziert.de Comment from klug-finanziert.de:
Dear Stefanischin family,
I was very pleased that you thought of me again a few years after our last contact and that I was able to help you. If you need any further support in terms of construction financing etc., I will be happy to help you at any time.
Have a jolly carnival time and should anything become more concrete, I will be at your disposal!
Kind regards
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
Absolutely competent advice, friendly, and very customer-oriented
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Customer review & rating for:
Anschlussfinanzierung / Forward
04/02/2026Pastoors
klug-finanziert.de Comment from klug-finanziert.de:
Dear Pastoors family, thank you very much for allowing me to advise and assist you with your refinancing again.
I am delighted that you have remained loyal to me for so many years; that is truly wonderful and makes me extremely happy. If you have any further questions, either follow-up questions or questions on other topics, please do not hesitate to contact me. Until then, I wish you all the best and send my warmest regards, Harald Preckel
5.00 out of 5
Excellent
Recommendation
We felt very well advised. Mr. Preckel took the time to provide us with comprehensive information and answer all our questions.
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Customer review & rating for:
kostenfreie Vorab-Beratung
01/02/2026Anonymously
klug-finanziert.de Comment from klug-finanziert.de:
Dear interested parties,
I have gladly taken the time to discuss with you all the aspects that need to be considered in (and around) construction financing. If you have any questions/requests, sooner or later, please feel free to contact me at any time. My support is assured, even if you need a financing confirmation in advance, for example.
Until then, have a wonderful time and perhaps see you soon.
Yours, Harald Preckel
4.50 out of 5
Excellent
Recommendation
It was a really nice conversation. They listened to our wishes and ideas, and in the end we were given a concrete "roadmap." I can recommend such a nice consultant to anyone who is looking for good advice.
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Customer review & rating for:
kostenfreie Vorab-Beratung
28/01/2026Anonymously
klug-finanziert.de Comment from klug-finanziert.de:
Dear interested parties,
I am pleased that I was able to help you further and I am also trying to expand my services even more in order to convince you even more in this point and to achieve an even better rating.
If it becomes more concrete, just get in touch again, I look forward to hearing from you and being able to support you further.
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
Mr. Preckel really took his time and looked closely at our personal situation. He honestly assessed what was feasible and explained the costs in a very understandable way. What you do with that information is up to you—but the advice was top-notch!
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Customer review & rating for:
Bestandsbetreuung
27/01/2026Anonymously
klug-finanziert.de Comment from klug-finanziert.de:
Dear interested parties, thank you very much for this review and, of course, for the trust you have placed in me. It's a shame that the property fell through, but if you find something new, I look forward to continuing to assist you. Please feel free to contact me at any time with your questions and requests. Until then, all the best and kind regards, Harald Preckel
4.60 out of 5
Excellent
Recommendation
Good customer service, deals with queries very quickly and responds flexibly to adjustments.
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Customer review & rating for:
Baufinanzierung
28/12/2025Anonymously
klug-finanziert.de Comment from klug-finanziert.de:
Dear customer,
I am pleased that I was able to help you further and also for your rating, which shows me that there is still room for improvement in one or two areas. I hope to be able to convince you completely next time.
Have a good time and maybe see you again soon...
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
We felt we received excellent advice from Mr. Preckel and would recommend him without reservation. The contact was super nice and extremely helpful, Mr. Preckel has a very sound detailed knowledge of financing issues and was able to grasp our needs very quickly and precisely and match them optimally to the complex range of numerous provider options. Mr. Preckel was always able to explain issues that were not immediately clear to us in a very good and well-founded manner. Gladly again anytime. Thank you, Mr. Preckel!
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Customer review & rating for:
Baufinanzierung
21/12/2025Anonymously
klug-finanziert.de Comment from klug-finanziert.de:
Dear customers,
I am pleased that you felt you were in good hands and that I was able and allowed to help you. Of course, I would also like to thank you very much for this great review.
And if anything should happen again, you know how to contact me. I will be happy to help you in the future, even if the loans have already been paid out.
So much for today, now have a Merry Christmas and a Happy New Year!
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
The responsiveness of Mr. Preckel from klug-finanziert was impressive; inquiries were always answered immediately. We would also like to emphasize the first-class and competent advice, which far exceeded our expectations. A clear recommendation for anyone who values efficiency and expertise!
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Customer review & rating for:
kostenfreie Vorab-Beratung
11/12/2025Gutgesell
klug-finanziert.de Comment from klug-finanziert.de:
Dear Gutgesell family,
Thank you for your great feedback and speed is an important advantage in today's real estate market, so I try to make everything possible as quickly as possible. I am pleased that you have noticed this positively.
And the fact that I have exceeded your expectations is of course also a highlight (for me).
With this in mind, have a wonderful Christmas season and perhaps see you soon when you need to finance a suitable property.
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
We had our first conversation about buying real estate and at the beginning we really didn't know what we needed. Where do you start? What documents? What requirements? We were pretty unsure.

Then we got an appointment with klug-finanziert.de, with Mr. Preckel. The appointment was available very quickly and promptly, which was a positive surprise for us.

Mr. Preckel gave us a friendly welcome on site. He took his time and answered all our questions. He didn't just talk in general terms, but also showed us sample calculations so that we could better understand how everything works - from the possible costs to the different types of financing. That was very helpful for us because we had no idea about these details beforehand.

In the end, there were really no questions left unanswered. We felt we were in good hands. As a person, he is likeable and nice, and as an advisor he seems very competent. He even goes above and beyond the call of duty because he explains things that we would never have thought of ourselves.

All in all, we are completely satisfied and can only recommend anyone who is thinking about buying a property to contact him or klug-finanziert.de.
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Customer review & rating for:
kostenfreie Vorab-Beratung
04/12/2025E. O.
klug-finanziert.de Comment from klug-finanziert.de:
Dear Family O.,
Thank you very much for the very nice conversation about your thoughts on buying real estate and the financing for it. It's great to hear that I was able to help you and that you are now well prepared to start your search.
If a suitable property comes up - or if you have any questions in advance, please feel free to contact me again at any time. I look forward to hearing from you and wish you a good time in the meantime...
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
The advice and support were excellent from start to finish. No matter what time of day I had a question - I always got a helpful and clear answer straight away. You can tell that they really put their heart, expertise and commitment into their work.

The entire support for the financing was extremely reliable, transparent and uncomplicated. I felt that I was in good hands at all times. I would use Mr. Preckel again at any time when it comes to financing.

Thank you very much for the good cooperation!
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Customer review & rating for:
Bestandsbetreuung
01/12/2025Anonymously
klug-finanziert.de Comment from klug-finanziert.de:
Dear customer,
Thank you very much for your great review and I was happy to support you in your project. If you still have any questions, just let me know and I will be happy to continue to take care of your questions/requests regarding your construction financing.
With this in mind, have a good time and good luck with your projects...
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
Excellent advice! Mr. Preckel answered all our questions and really took the time to find the right solution with us. We would come back at any time and can recommend Mr. Preckel without reservation!
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Customer review & rating for:
kostenfreie Vorab-Beratung
30/11/2025Andresen
klug-finanziert.de Comment from klug-finanziert.de:
Dear Mr. Andresen,
Thank you very much for your review and the great feedback. I am very pleased that you also received our contact very positively and that you will contact me again.
Until then, I wish you a good time and remain with best regards
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
Top advice - once again!

We have already been advised by Mr. Preckel several times and have been impressed every time. He makes up for the typical shortcomings of many brokers by providing independent, honest and genuinely interested advice. He explains complex issues clearly and always finds solutions that really suit us. Unreservedly recommendable!
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Customer review & rating for:
kostenfreie Vorab-Beratung
06/11/2025Ein zufufriedener Kunde
klug-finanziert.de Comment from klug-finanziert.de:
Dear customer,
I am very pleased that you have come back to me with another real estate request or financing and that I was able to help you further. Hopefully a good opportunity to buy will arise soon. Then, of course, I will remain at your disposal.
Until then, have a good time and best regards
Yours, Harald Preckel
25 Reviews from
1 other source
5.00 out of 5
Excellent
5.00 out of 5
Excellent
25 reviews on Google
 
24/04/2026
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All reviews and experiences about klug-finanziert.de are the subjective opinions of those who compose and submit them  |  The profile owner is responsible for the contents of this page  |   Profile active since 05/11/2018  |  Last update: 05/06/2026   |  Report profile

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