klug-finanziert.de

Construction financing for houses and condominiums in NRW: Bonn, Rhine-Sieg, Cologne

klug-finanziert.de

CUSTOMERS' CHOICE 2026
TOP SERVICE PROVIDER 2026
4.96 out of 5
Excellent
520 Reviews
Contact information
If you want to buy a property, a house, an apartment or a multi-family house and are looking for a construction financing / real estate financing in the region Rhein-Sieg, Bonn, Cologne, Sankt Augustin, Siegburg, Hennef, Troisdorf, Niederkassel,...

Contact information

klug-finanziert.de
Kamillenweg 16-18
53757 Sankt Augustin
Germany
Directions

Contact person
Harald Preckel

100% Recommended
5 stars 484
4 stars 10
3 stars 0
2 stars 0
1 star 0
Excellent (4.99)

The feedback shared on ProvenExpert shows that reviewers appreciate the positive customer service experience they received, with many noting effective communication and support throughout their interactions. Reviewers also highlight the quality of customer support, describing it as responsive and attentive to their needs. Overall, the experiences shared emphasize a high level of satisfaction with the assistance provided during the consultation process.

Top competencies

Expertise

4.97 out of 5
95 Reviews

Professionalism

4.96 out of 5
95 Reviews

Raising awareness

4.96 out of 5
93 Reviews

494 Reviews on ProvenExpert.com

4.96 out of 5
Excellent
5.00 out of 5
Excellent
Recommendation
Mr. Preckel found me a good and reasonable refinancing option. Even after signing the agreement, I felt I had received excellent and comprehensive advice and support. I am happy to recommend Mr. Preckel to my friends and acquaintances.
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Customer review & rating for:
Bestandsbetreuung
28/08/2026Christoph Witton
klug-finanziert.de Comment from klug-finanziert.de:
Dear Mr. Witton,
Thank you so much for your continued trust and the wonderful review. If you have any questions—whether about existing or future financing—please feel free to contact me anytime. And of course, I’d be delighted to receive any further recommendations.
All the best, and perhaps we’ll see each other soon...
Sincerely, Harald Preckel
5.00 out of 5
Excellent
Recommendation
This is the second time I’ve asked Mr. Preckel for advice and support. He has always helped me quickly and without any hassle. I felt well taken care of and received detailed advice. I can wholeheartedly recommend Mr. Preckel. If I face any new financial challenges, I will turn to him again. Thank you for the great support and collaboration, Mr. Preckel!
EG
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Customer review & rating for:
Ratenkredit
28/08/2026Anonymously
klug-finanziert.de Comment from klug-finanziert.de:
Dear Customer,
I’m always very happy—and that’s certainly the case with you—when customers reach out to me again so I can help them once more. A big thank you to you for that, as well as for the great review! And if you ever need anything again or have any questions about your existing loans, just let me know!
Until then, take care, and best regards,
Harald Preckel
5.00 out of 5
Excellent
Recommendation
Mr. Preckel's advice is always very helpful and knowledgeable.
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Customer review & rating for:
kostenfreie Vorab-Beratung
24/08/2026Herr Scidá
klug-finanziert.de Comment from klug-finanziert.de:
Dear Scida Family,
Thank you very much for reaching out to me again as you consider another real estate purchase, and for allowing me to help you assess your options in advance. If you have any questions or requests as you continue your search, please feel free to reach out to me again—or even when things get more concrete and you’d like my assistance with financing.
Until then, take care, and perhaps we’ll see each other soon...
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
Mr. Preckel gives the impression that he is advising friends rather than business partners.
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Customer review & rating for:
Ratenkredit
16/08/2026Ralf
klug-finanziert.de Comment from klug-finanziert.de:
Dear Ralf,
Thank you so much for your continued trust and the great review. I really appreciated it, and as the saying goes: “I’d be happy to do it again.”
So if you ever have any questions, requests, or need a loan, just let me know. Thank you.
Warm regards,
Harald Preckel
5.00 out of 5
Excellent
Recommendation
Mr. Preckel provided my partner and me with excellent advice. Not only did he share his extensive knowledge and expertise on financing with us, but he also pointed out other aspects of buying a home and renovating that were very helpful to us. If we ever need financing again, we will definitely turn to him once more.
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Customer review & rating for:
kostenfreie Vorab-Beratung
13/08/2026Anonymously
klug-finanziert.de Comment from klug-finanziert.de:
Dear Prospective Clients,
Thank you very much for this review, and I look forward to hearing from you again for any future projects. Please take your time to find the right property, and feel free to reach out to me anytime if something comes up where I can assist you.
All the best until then, and sunny regards,
Harald Preckel
5.00 out of 5
Excellent
Recommendation
Mr. Preckel’s advice was professional, friendly, and tailored to our personal needs from start to finish. We really felt we were in good hands and will certainly turn to Mr. Preckel again for any future financing matters. Thank you very much for the excellent advice!
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Customer review & rating for:
Baufinanzierung
27/07/2026Anonymously
klug-finanziert.de Comment from klug-finanziert.de:
Dear Clients,
Thank you so much for placing your trust in me and for allowing me to help you finance your home purchase. If you have any further questions, please feel free to reach out at any time. I’d be happy to continue guiding you through the rest of the process. And thank you for this wonderful review—I’m truly delighted by it.
Sincerely, Harald Preckel
5.00 out of 5
Excellent
Recommendation
This is now the second time we've sought Mr. Preckel's advice, and we're very satisfied. Thanks to his proactive, prompt, and straightforward approach—which always puts the client's interests first—he consistently achieves the best possible outcome for us. We'll be back. Thank you!
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Customer review & rating for:
Anschlussfinanzierung / Forward
23/07/2026Kasdorf
klug-finanziert.de Comment from klug-finanziert.de:
Dear Kasdorf Family,
Thank you so much for your continued trust in me and for allowing me to assist you with follow-up financing during this final phase. I’m glad you’re so satisfied and that you’ll reach out to me again when the time comes. Until then, take care and best regards!
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
Very knowledgeable and honest advice.
Show original
Customer review & rating for:
kostenfreie Vorab-Beratung
16/07/2026Rath-Kunsagi
klug-finanziert.de Comment from klug-finanziert.de:
Dear Rath-Kunsagi Family,
Thank you for reaching out to me for advice; I’m glad I was able to help you—and it seems I was successful. I’m glad you’re satisfied with my service, and I hope you’ll find a suitable property soon so that we can make your “dream of owning a home” a reality with the best possible financing.
So maybe see you soon...
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
Mr. Preckel’s highly knowledgeable and conscientious guidance made an unpleasant and protracted process manageable. For this, the entire family extends our personal thanks to him, because even if it’s “only” about money, it’s precisely what directly affects the quality of life of those closest to us. Knowing you’re in good hands is priceless! Hopefully, Mr. Preckel’s patience will last long enough to continue helping many other people who are in danger of getting lost amid AI request forms and chat logs. After all, “People who speak up can be helped!”—and Mr. Harald Preckel lives by that motto!
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Customer review & rating for:
Bestandsbetreuung
01/07/2026Anonymously
klug-finanziert.de Comment from klug-finanziert.de:
Dear Customers,
Thank you very much for this wonderful review. I’m glad you appreciate my service and that I was able to help you. If you have any further questions, please know that I’m always happy to assist you.
Have a great day, and maybe we’ll see you again soon...
Sincerely, Harald Preckel
5.00 out of 5
Excellent
Recommendation
Extremely knowledgeable, always available
Show original
Customer review & rating for:
Baufinanzierung
29/06/2026Sabine
klug-finanziert.de Comment from klug-finanziert.de:
Dear Customer(s),
Thank you very much for your positive feedback. I’m pleased to hear that you are very satisfied, especially with regard to our expertise and responsiveness.
Thank you very much also for the recommendation you shared here.
If you have any further requests, please let me know. I’m always happy to assist you.
Until then, I wish you a smooth move into your new home, and perhaps we’ll see you soon...
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
From our initial contact through to the conclusion of the consultation, we found the entire process to be extremely professional, transparent, and client-focused. Communication was always friendly, reliable, and of a high professional standard. All of our questions were answered clearly, and the various financing options were explained in a clear and detailed manner.

Particularly noteworthy are the prompt handling of inquiries, the careful preparation of documents, and the dedicated support throughout the entire consultation process. It is clear that great importance is placed here on expertise, service quality, and personalized support.

Overall, a very positive experience that we can wholeheartedly recommend. Thank you very much for the excellent support and the pleasant collaboration.
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Customer review & rating for:
kostenfreie Vorab-Beratung
10/06/2026Familie Pätz
klug-finanziert.de Comment from klug-finanziert.de:
Dear Pätz Family,
Thank you so much for your trust thus far and for the pleasant and productive discussions, even though the property we discussed will not be moving forward after all. I would like to take this opportunity to express my sincere gratitude for your wonderful review!
If you have something else in mind, please feel free to reach out to me at any time, as I would be more than happy to assist you with new projects as well.
Until then, take care, and perhaps we’ll see each other soon...
Yours, Harald Preckel
4.50 out of 5
Excellent
Recommendation
We were very satisfied with the consultation. Mr. Preckel takes plenty of time and addresses all questions calmly and competently. We really appreciated his honest and straightforward manner. We can wholeheartedly recommend Mr. Preckel.
Show original
Customer review & rating for:
kostenfreie Vorab-Beratung
30/05/2026Anonymously
klug-finanziert.de Comment from klug-finanziert.de:
Dear Interests,
I am pleased that I could and was able to help you. If anything becomes more concrete, please feel free to contact me again. I will also be happy to support you on your way to owning your own property.
So maybe I'll see you soon and have a good time.
Yours, Harald Preckel
4.90 out of 5
Excellent
Recommendation
I felt that Mr. Preckel gave me excellent advice. You can really tell there’s a wide selection of providers!
Show original
Customer review & rating for:
Baufinanzierung
04/05/2026Max Kißgen
klug-finanziert.de Comment from klug-finanziert.de:
Dear Mr. Kißgen,
Thank you for your trust and thank you for your support in terms of "evaluation", even if it wasn't quite enough to get full marks... I had the feeling that I had found an individual solution in your case, but then that should be an incentive for the next time!
If you have any further questions or requests, I will be happy to help. Feel free to contact me at any time.
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
Mr. Preckel provided us with excellent advice, both professionally and personally.

Thanks to his extraordinary dedication—even while he was on vacation—he was able to ensure that we secured favorable loan terms even during a period of rising interest rates.

On behalf of my family, I would like to express my sincere gratitude for his excellent advice and tireless dedication.

His support was invaluable to us, especially during the stressful process of buying a home.

We can recommend Mr. Preckel without reservation and with full conviction, and we will certainly do so.
Thank you so much for everything!
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Customer review & rating for:
Baufinanzierung
30/04/2026J. Kutlu
klug-finanziert.de Comment from klug-finanziert.de:
Dear Kutlu family,
I am very pleased that I was able to help you and of course I will continue to be at your disposal for any questions/requests.
I am also very happy about recommendations, which is how we came together for the topic of house purchase or construction financing.
And of course a big thank you for this review!
So I wish you continued success and a smooth move and maybe I'll see you soon...
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
I am very grateful for the excellent advice and support. My contact person always worked with me to develop a customized solution in a professional and patient manner, and was always willing to listen. His reliability, prompt responsiveness, and willingness to help were particularly helpful. Everything was perfect.
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Customer review & rating for:
Baufinanzierung
09/04/2026Tina
klug-finanziert.de Comment from klug-finanziert.de:
Dear customer,
Thank you very much for your detailed response and the positive feedback. I am pleased that I was able to help and wish you a good implementation of the last few steps. If you still need my support, just let me know.
Otherwise, have a good time and see you again soon...
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
Mr. Preckel offers expert advice and provides support in implementing the desired projects.
Show original
Customer review & rating for:
kostenfreie Vorab-Beratung
24/03/2026Bosch
klug-finanziert.de Comment from klug-finanziert.de:
Dear Bosch family,
Thank you for your review and the positive feedback.
If you find what you are looking for in your real estate search, please feel free to contact me again at any time and I will be happy to assist you further with your financing needs.
Until then, have a good time and best regards
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
Mr. Preckel gave us excellent advice and his information was transparent and easy to understand. He is extremely competent and trustworthy. We would recommend Mr. Preckel anytime. Thank you very much for your free preliminary consultation and future support with the financing project! Sincerely, the Küpper family
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Customer review & rating for:
kostenfreie Vorab-Beratung
12/03/2026Küpper
klug-finanziert.de Comment from klug-finanziert.de:
Dear Küpper family,
Thank you very much for your great feedback.
And I am very pleased that you were so satisfied with the consultation
I look forward to providing you with further support as your plans become more concrete. If you have any further questions or requests, please do not hesitate to contact me at any time.
Have a good time and a successful search and best regards - Harald Preckel
5.00 out of 5
Excellent
Recommendation
I would particularly like to highlight the open nature of the conversation with Mr. Preckel, as well as the comprehensive advice. The focus was definitely on my personal project and not just on me as a customer for financing.
Show original
Customer review & rating for:
kostenfreie Vorab-Beratung
22/02/2026Asch
klug-finanziert.de Comment from klug-finanziert.de:
Dear Mr. Asch,
Thank you very much for your review and I am very pleased that I was able to help you. If you need anything again or have any other requests or questions, please feel free to contact me again at any time.
Until then, have a good time and we'll stay in touch...
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
We feel that Mr. Preckel has provided us with excellent advice in every respect and are therefore very happy to award him full marks. We were particularly impressed by his extensive expertise; he was able to answer all of our questions in detail and also gave us valuable advice on topics related to construction financing, pointing out where it would be useful to seek additional information. This gave us the feeling of being in safe hands and receiving comprehensive support at all times.

As we had previously had a very bad experience with a larger company, we approached the new consultation with a certain amount of skepticism. We were therefore all the more pleasantly surprised by how individually and attentively Mr. Preckel responded to our unusual situation. We were taken seriously, given clear explanations, and never left with unanswered questions. After each meeting, we went home feeling good and confident.

We are very pleased to have finalized our financing together with Mr. Preckel and can recommend him without reservation.
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Customer review & rating for:
kostenfreie Vorab-Beratung
18/02/2026Jonas
klug-finanziert.de Comment from klug-finanziert.de:
Dear Jonas family,
Thank you very much for this great review and description of our work together so far. I am pleased that you were with me and that I was able to help you. If everything becomes more concrete, you are welcome to come back to me at any time and of course I will then accompany you through the entire process of construction financing and will remain your contact person at all times.
So maybe I'll see you soon and until then, have a good time...
Yours, Harald Preckel
5.00 out of 5
Excellent
Recommendation
We have been advised by Mr. Preckel on home financing on several occasions, and just like the first time, we were very satisfied with his friendly, open-minded, honest, and competent advice. Mr. Preckel explains the possible financing plan in detail and comprehensively, pointing out the risks and opportunities. You simply feel that you are in very good hands. Thank you, Mr. Preckel, for your time. We will recommend you to others!
Show original
Customer review & rating for:
Bestandsbetreuung
11/02/2026Familie Stefanischin
klug-finanziert.de Comment from klug-finanziert.de:
Dear Stefanischin family,
I was very pleased that you thought of me again a few years after our last contact and that I was able to help you. If you need any further support in terms of construction financing etc., I will be happy to help you at any time.
Have a jolly carnival time and should anything become more concrete, I will be at your disposal!
Kind regards
Yours, Harald Preckel
26 Reviews from
1 other source
5.00 out of 5
Excellent
5.00 out of 5
Excellent
26 reviews on Google
 
03/07/2026
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All reviews and experiences about klug-finanziert.de are the subjective opinions of those who compose and submit them  |  The profile owner is responsible for the contents of this page  |   Profile active since 05/11/2018  |  Last update: 02/09/2026   |  Report profile

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