KVoptimal.de GmbH has specialized in objective PKV and personal consulting since 2012. The focus is on the holistic view of the supply structure of the customer. In the first step we examine the private health insurance contract and examine for... weak points. The result is communicated promptly, in writing. Gaps in coverage (option to change tariff, elimination of PKV contribution at retirement age, optimization of continued payment of wages in case of illness, etc.). For you as a customer, the added value is that we do not work on a commission basis, but work exclusively from the customer's point of view. If desired, we can extend our consulting services to include occupational disability insurance and retirement planning. In context, we purposefully achieve that you have chosen the best tariff for you with your insurer. We guarantee that. In addition, you will receive seamless coverage for disability, occupational disability and retirement.
PKV vulnerability analysisPKV tariff changeOptimization of continued payment of wages in the event of incapacity for workOptimization of provision for occupational disabilityPlanning of retirement provision structureVery good coffee for customers in the officeTariff change
So far I can not evaluate anything. I can only get a PKV consultation when KVoptimal is my "representative" opposite AXA and is paid for it. I got the applications for it immediately. Now I have to wait until everything is signed and processed (about 5..6weeks has told me).
Only then can I give a sound assessment to all the above points.
In recent weeks, I have dealt extensively and with different insurance brokers on the subject of new entry into private health insurance (as a voluntarily GKV insured). Since I am very critical of the topic as a whole, I would like to have absolutely all-embracing and independent advice. Through KVOptimal I got a consultation with Mr. Anderle. He took a very long time (2 hours initial consultation) to answer all my questions about PKV/ GKV and I received very precise, comprehensive, differentiated and for me neutral information on my questions and beyond. Compared to all previous broker meetings, his advice was by far the most professional and provided absolutely solid and extensive background information. The pleasantly friendly and less put-upon tone made the two hours pass quickly. Even though I don't know at this point in time (for a variety of reasons) whether I should really take out private health insurance, I am impressed by this expertise and advice and grateful for the new knowledge I have gained. I wish that various brokers would take a leaf out of this book (especially the expertise). Despite the time invested by the consultant, I don't feel pressured to make a decision and, on balance, can give an unqualified recommendation for this team of consultants.
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Profile active since 03/14/2018 | Last update: 10/18/2022
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