Die Kreditmeisterei

I am glad and grateful that I found Karsten Sedler. The construction financing was in a sticky situation, because other providers left application documents for weeks and time was running out as a result. Karsten Sedler made it from the first consultation to the binding loan approval in just two weeks. He kept me informed at all times, communicated several times a day via e-mail and phone, and explained every single intermediate step very precisely and transparently. He was able to keep all predictions and finally arranged a loan offer for me at very good conditions and with the modalities exactly as desired. I can recommend Karsten Sedler without reservation. A very warm thank you for this exceptional cooperation.

I was lucky enough to be advised by Karsten as a financing consultant and I can highly recommend him. He was not only super nice and friendly, but also took the time to explain everything in detail and understandable. Even in a difficult case like mine, as I have only been self-employed for a year, he tried everything and ultimately managed to help me - even though other competitors had already canceled.

I was really impressed by Karsten's competence and commitment and would recommend him to anyone looking for a reliable and knowledgeable financing advisor.

Thanks again for everything, Karsten!

Die Kreditmeisterei was the perfect partner for our financing needs. My partner and I required additional support due to the specifics of our immigration and employment backgrounds. Mr. Sedler resolved every question and challenge that arose during the process efficiently and professionally. We are very happy with the results.

He explains all topics in English or German as needed and will ensure that you receive the best conditions possible. We had a great experience and I cannot recommend highly enough.

Very competent, friendly and committed advice. Easy to reach, call back at very short notice if necessary. Even with more complex issues, Mr. Sedler always finds an uncomplicated solution. Many thanks so far for everything! We will definitely come back to Kreditmeisterei if necessary. Highly recommended!

Very satisfied! Very helpful! Gladly again!

We were very satisfied with Mr. Sedler! At the beginning, he explained all the important "basics" about real estate financing to us. He was always available, both by email and by phone. In addition, Mr. Sedler has been very patient with us and we were thus able to get a super interest rate! We can definitely recommend him!

Mr. Sedler advised me extraordinarily well and very comprehensively regarding my real estate financing. In order to find the best possible financing for me, we had gone through various scenarios together.
I can recommend Mr. Sedler at any time.

Mr. Sedler is a top financial advisor with whom I have worked for over 10 years and have already highly recommended him to friends and acquaintances.
100 out of 100 points from me

Exceptional Support!

At a first glance, approaching the purchase of an apartment in German as an expat was an intimidating experience; luckily we were able to come across the highly professional assistance provided by Karsten. Initially we asked for general info and consulting on the overall home-buying process, and Karsten cleared our doubts (in English):
- he outlined a reliable and market-oriented budget we should consider, based on our income, the area we were looking for and our private equity
- he detailed exactly all the side costs and fees we had to face, and their incidence on the final price of an apartment (brokerage commission, real estate transfer tax, notary fees, land registry entry, interpreter and others)
- he showed us an overview of all the available bank offers and relative pros/cons for each option; we discovered that he had access to more advantageous conditions with respect to our private searching
- he explained more in detail the methods used by banks to distribute mortgage monthly rates between principal and interests costs, their impact in long run loans, and many other rules applied on the loans by German banks
- he portrayed a walk-through of the whole purchase process, including the different bureaucratic steps and an approximate timeline
Based on all that information, we were able to search a home with clearer understanding of our possibilities and the steps to follow. Once we were finally able to find a promising apartment, we started the real mortgage request, and this time:
- he suggested us an approach to set our offer with the sellers, since the sale had become a bidding (several offers from potential buyers)
- he investigated several loan options, based on the apartment price, that could suit our needs the best way possible: years of mortgage, monthly rates, interest offered by the banks, precise amount of personal equity invested, flexibility for adding additional capitals on the monthly rate, etc. Based on that we came up with a satisfying mortgage plan, that has been accepted by the bank two weeks after sending the necessary documents
- he personally contacted the sellers to back-up our economical situation and reassure the owners of our creditworthiness
- he helped out to arrange our meeting with a notary in a very short notice (due to last-minute needs of the sellers), suggested some changes on the standard contract that would be beneficial for us and even participated to the appointment directly
- he was always available to set up quick meetings/phone calls in case we had any new confusion during the process

The whole journey was intense, but very linear and in accordance with the information provided by Karsten. We are very satisfied with all the support he gave us and would definitely recommend him to any person interested in a German/English speaking loan broker!

Mr. Sedler help us a lot with our new home purchase: not only advising us with the mortgage choice that was better for us (we could see and discuss all the options we had for the mortgage with the conditions from different banks) he also guided us throughout the purchase process. Very formal, honest and open to questions, even if they are the more basic ones. In our case everything needed to happen very fast and thanks to his disponibility and professionalism, everything went very well. We can only recommend "Die Kreditmeisterei".

A highly experienced team. Very quickly support by searching the most favorable and flexible loan conditions.
Support throughout the complete process.

Very good advice and service! I felt I was in good hands throughout. I can only recommend Kreditmeisterei to anyone who needs help with financing issues. TOP!!

Perfect and competent advice
Mr. Sedler advised us very competently regarding a real estate financing, the financing was then also successfully completed after a few days. Fast and competent response at all times. Friendly and professional. All around well advised.
We can highly recommend Mr. Sedler.

I came to Mr. Sedler via recommendation. He stands out with very good advice and extensive knowledge about construction financing. I can only warmly recommend him to everyone!

The Kreditmeisterei makes possible what is not possible! Living abroad and investing in Germany with a loan is tricky. Even if the financial guarantee is given, the fact that you live and work outside of the country immediately raises a red flag and it becomes impossible to obtain a loan - unless you have the chance to work with Karsten Sedler. He studies your case and makes the impossible possible in the shortest of time. He finds the right bank for you and somehow manages to get your loan in the exact time limit that you need it. We have come back and will come back again. Its a pleasure to work with him. I can highly recommend "The Kreditmeisterei" Thank you Karsten Sedler!

A super consultation.
I can only recommend!

We needed to get a loan on short notice because our original financier was very unreliable. Mr. Sedler arranged a loan commitment for us within a week. He was always available and answered all questions patiently.

Karsten is amazing. We went through a particularly long process for our mortgage and without Karsten's patience and professionalism we surely would not have been successful. He has intimate knowledge of the industry and goes above and beyond for his clients. There are a lot of hard decisions to make during the mortgage process but picking the broker is easy - just go with Karsten.