We have been discussing and settling our insurance matters with Mr. Simon for many years. We have developed a relationship of trust that he has honestly earned. Somehow you can tell that he enjoys his work. He gives good advice, answers questions in detail and can also give plausible reasons for the answers. And he doesn't talk you into buying things you don't want. (For such attempts, other representatives of his guild have been "kicked out" in the past). If you have a request, you can be sure to get a very quick response, even on weekends. That is remarkable. Due to our very good experiences, we have often recommended Mr. Simon to relatives and friends. The response has always been top.